$522,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $522k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 522,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $522,000 house.
2% interest
0% down$1,929.41/mo
5% down$1,832.94/mo
10% down$1,736.47/mo
15% down$1,640.00/mo
20% down$1,543.53/mo
25% down$1,447.06/mo
30% down$1,350.59/mo
35% down$1,254.12/mo
40% down$1,157.65/mo
45% down$1,061.18/mo
50% down$964.71/mo
4% interest
0% down$2,492.11/mo
5% down$2,367.50/mo
10% down$2,242.90/mo
15% down$2,118.29/mo
20% down$1,993.69/mo
25% down$1,869.08/mo
30% down$1,744.48/mo
35% down$1,619.87/mo
40% down$1,495.26/mo
45% down$1,370.66/mo
50% down$1,246.05/mo
6% interest
0% down$3,129.65/mo
5% down$2,973.17/mo
10% down$2,816.69/mo
15% down$2,660.21/mo
20% down$2,503.72/mo
25% down$2,347.24/mo
30% down$2,190.76/mo
35% down$2,034.27/mo
40% down$1,877.79/mo
45% down$1,721.31/mo
50% down$1,564.83/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 522,000 house with a 20% down payment?
($417,600 loan. 30 year mortgage)
0.25%$1,204.16
0.50%$1,249.42
0.75%$1,295.75
1.00%$1,343.17
1.25%$1,391.66
1.50%$1,441.22
1.75%$1,491.85
2.00%$1,543.53
2.25%$1,596.26
2.50%$1,650.02
2.75%$1,704.82
3.00%$1,760.62
3.25%$1,817.42
3.50%$1,875.21
3.75%$1,933.97
4.00%$1,993.69
4.25%$2,054.34
4.50%$2,115.92
4.75%$2,178.40
5.00%$2,241.77
5.25%$2,306.00
5.50%$2,371.09
5.75%$2,437.00
6.00%$2,503.72
6.25%$2,571.24
6.50%$2,639.52
6.75%$2,708.55
7.00%$2,778.30
7.25%$2,848.77
7.50%$2,919.92
7.75%$2,991.74
8.00%$3,064.20
8.25%$3,137.29
8.50%$3,210.98
8.75%$3,285.26
9.00%$3,360.10
9.25%$3,435.49
9.50%$3,511.41
9.75%$3,587.83
10.00%$3,664.74
10.25%$3,742.12
10.50%$3,819.95
10.75%$3,898.22
11.00%$3,976.90
11.25%$4,055.99
11.50%$4,135.46
11.75%$4,215.30
12.00%$4,295.49