$521,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $521k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 521,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $521,000 house.
2% interest
0% down$1,925.72/mo
5% down$1,829.43/mo
10% down$1,733.15/mo
15% down$1,636.86/mo
20% down$1,540.57/mo
25% down$1,444.29/mo
30% down$1,348.00/mo
35% down$1,251.72/mo
40% down$1,155.43/mo
45% down$1,059.14/mo
50% down$962.86/mo
4% interest
0% down$2,487.33/mo
5% down$2,362.97/mo
10% down$2,238.60/mo
15% down$2,114.23/mo
20% down$1,989.87/mo
25% down$1,865.50/mo
30% down$1,741.13/mo
35% down$1,616.77/mo
40% down$1,492.40/mo
45% down$1,368.03/mo
50% down$1,243.67/mo
6% interest
0% down$3,123.66/mo
5% down$2,967.48/mo
10% down$2,811.29/mo
15% down$2,655.11/mo
20% down$2,498.93/mo
25% down$2,342.74/mo
30% down$2,186.56/mo
35% down$2,030.38/mo
40% down$1,874.19/mo
45% down$1,718.01/mo
50% down$1,561.83/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 521,000 house with a 20% down payment?
($416,800 loan. 30 year mortgage)
0.25%$1,201.86
0.50%$1,247.02
0.75%$1,293.27
1.00%$1,340.59
1.25%$1,388.99
1.50%$1,438.46
1.75%$1,488.99
2.00%$1,540.57
2.25%$1,593.20
2.50%$1,646.86
2.75%$1,701.55
3.00%$1,757.25
3.25%$1,813.94
3.50%$1,871.62
3.75%$1,930.27
4.00%$1,989.87
4.25%$2,050.41
4.50%$2,111.86
4.75%$2,174.23
5.00%$2,237.47
5.25%$2,301.59
5.50%$2,366.54
5.75%$2,432.33
6.00%$2,498.93
6.25%$2,566.31
6.50%$2,634.46
6.75%$2,703.36
7.00%$2,772.98
7.25%$2,843.31
7.50%$2,914.33
7.75%$2,986.01
8.00%$3,058.33
8.25%$3,131.28
8.50%$3,204.83
8.75%$3,278.97
9.00%$3,353.67
9.25%$3,428.91
9.50%$3,504.68
9.75%$3,580.96
10.00%$3,657.72
10.25%$3,734.95
10.50%$3,812.63
10.75%$3,890.75
11.00%$3,969.28
11.25%$4,048.22
11.50%$4,127.53
11.75%$4,207.22
12.00%$4,287.26