$520,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $520k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 520,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $520,000 house.
2% interest
0% down$1,922.02/mo
5% down$1,825.92/mo
10% down$1,729.82/mo
15% down$1,633.72/mo
20% down$1,537.62/mo
25% down$1,441.52/mo
30% down$1,345.41/mo
35% down$1,249.31/mo
40% down$1,153.21/mo
45% down$1,057.11/mo
50% down$961.01/mo
4% interest
0% down$2,482.56/mo
5% down$2,358.43/mo
10% down$2,234.30/mo
15% down$2,110.18/mo
20% down$1,986.05/mo
25% down$1,861.92/mo
30% down$1,737.79/mo
35% down$1,613.66/mo
40% down$1,489.54/mo
45% down$1,365.41/mo
50% down$1,241.28/mo
6% interest
0% down$3,117.66/mo
5% down$2,961.78/mo
10% down$2,805.90/mo
15% down$2,650.01/mo
20% down$2,494.13/mo
25% down$2,338.25/mo
30% down$2,182.36/mo
35% down$2,026.48/mo
40% down$1,870.60/mo
45% down$1,714.71/mo
50% down$1,558.83/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 520,000 house with a 20% down payment?
($416,000 loan. 30 year mortgage)
0.25%$1,199.55
0.50%$1,244.63
0.75%$1,290.79
1.00%$1,338.02
1.25%$1,386.33
1.50%$1,435.70
1.75%$1,486.13
2.00%$1,537.62
2.25%$1,590.14
2.50%$1,643.70
2.75%$1,698.28
3.00%$1,753.87
3.25%$1,810.46
3.50%$1,868.03
3.75%$1,926.56
4.00%$1,986.05
4.25%$2,046.47
4.50%$2,107.81
4.75%$2,170.05
5.00%$2,233.18
5.25%$2,297.17
5.50%$2,362.00
5.75%$2,427.66
6.00%$2,494.13
6.25%$2,561.38
6.50%$2,629.40
6.75%$2,698.17
7.00%$2,767.66
7.25%$2,837.85
7.50%$2,908.73
7.75%$2,980.27
8.00%$3,052.46
8.25%$3,125.27
8.50%$3,198.68
8.75%$3,272.67
9.00%$3,347.23
9.25%$3,422.33
9.50%$3,497.95
9.75%$3,574.08
10.00%$3,650.70
10.25%$3,727.78
10.50%$3,805.32
10.75%$3,883.28
11.00%$3,961.67
11.25%$4,040.45
11.50%$4,119.61
11.75%$4,199.14
12.00%$4,279.03