$52,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $52k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 52,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $52,000 house.
2% interest
0% down$192.20/mo
5% down$182.59/mo
10% down$172.98/mo
15% down$163.37/mo
20% down$153.76/mo
25% down$144.15/mo
30% down$134.54/mo
35% down$124.93/mo
40% down$115.32/mo
45% down$105.71/mo
50% down$96.10/mo
4% interest
0% down$248.26/mo
5% down$235.84/mo
10% down$223.43/mo
15% down$211.02/mo
20% down$198.60/mo
25% down$186.19/mo
30% down$173.78/mo
35% down$161.37/mo
40% down$148.95/mo
45% down$136.54/mo
50% down$124.13/mo
6% interest
0% down$311.77/mo
5% down$296.18/mo
10% down$280.59/mo
15% down$265.00/mo
20% down$249.41/mo
25% down$233.82/mo
30% down$218.24/mo
35% down$202.65/mo
40% down$187.06/mo
45% down$171.47/mo
50% down$155.88/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 52,000 house with a 20% down payment?
($41,600 loan. 30 year mortgage)
0.25%$119.96
0.50%$124.46
0.75%$129.08
1.00%$133.80
1.25%$138.63
1.50%$143.57
1.75%$148.61
2.00%$153.76
2.25%$159.01
2.50%$164.37
2.75%$169.83
3.00%$175.39
3.25%$181.05
3.50%$186.80
3.75%$192.66
4.00%$198.60
4.25%$204.65
4.50%$210.78
4.75%$217.01
5.00%$223.32
5.25%$229.72
5.50%$236.20
5.75%$242.77
6.00%$249.41
6.25%$256.14
6.50%$262.94
6.75%$269.82
7.00%$276.77
7.25%$283.79
7.50%$290.87
7.75%$298.03
8.00%$305.25
8.25%$312.53
8.50%$319.87
8.75%$327.27
9.00%$334.72
9.25%$342.23
9.50%$349.80
9.75%$357.41
10.00%$365.07
10.25%$372.78
10.50%$380.53
10.75%$388.33
11.00%$396.17
11.25%$404.04
11.50%$411.96
11.75%$419.91
12.00%$427.90