$513,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $513k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 513,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $513,000 house.
2% interest
0% down$1,896.15/mo
5% down$1,801.34/mo
10% down$1,706.53/mo
15% down$1,611.73/mo
20% down$1,516.92/mo
25% down$1,422.11/mo
30% down$1,327.30/mo
35% down$1,232.50/mo
40% down$1,137.69/mo
45% down$1,042.88/mo
50% down$948.07/mo
4% interest
0% down$2,449.14/mo
5% down$2,326.68/mo
10% down$2,204.23/mo
15% down$2,081.77/mo
20% down$1,959.31/mo
25% down$1,836.86/mo
30% down$1,714.40/mo
35% down$1,591.94/mo
40% down$1,469.48/mo
45% down$1,347.03/mo
50% down$1,224.57/mo
6% interest
0% down$3,075.69/mo
5% down$2,921.91/mo
10% down$2,768.12/mo
15% down$2,614.34/mo
20% down$2,460.56/mo
25% down$2,306.77/mo
30% down$2,152.99/mo
35% down$1,999.20/mo
40% down$1,845.42/mo
45% down$1,691.63/mo
50% down$1,537.85/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 513,000 house with a 20% down payment?
($410,400 loan. 30 year mortgage)
0.25%$1,183.40
0.50%$1,227.87
0.75%$1,273.41
1.00%$1,320.01
1.25%$1,367.66
1.50%$1,416.37
1.75%$1,466.13
2.00%$1,516.92
2.25%$1,568.74
2.50%$1,621.58
2.75%$1,675.42
3.00%$1,730.26
3.25%$1,786.09
3.50%$1,842.88
3.75%$1,900.63
4.00%$1,959.31
4.25%$2,018.92
4.50%$2,079.44
4.75%$2,140.84
5.00%$2,203.12
5.25%$2,266.24
5.50%$2,330.21
5.75%$2,394.98
6.00%$2,460.56
6.25%$2,526.90
6.50%$2,594.01
6.75%$2,661.85
7.00%$2,730.40
7.25%$2,799.65
7.50%$2,869.58
7.75%$2,940.16
8.00%$3,011.37
8.25%$3,083.20
8.50%$3,155.62
8.75%$3,228.62
9.00%$3,302.17
9.25%$3,376.26
9.50%$3,450.87
9.75%$3,525.97
10.00%$3,601.55
10.25%$3,677.60
10.50%$3,754.09
10.75%$3,831.01
11.00%$3,908.34
11.25%$3,986.06
11.50%$4,064.16
11.75%$4,142.62
12.00%$4,221.43