$482,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $482k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 482,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $482,000 house.
2% interest
0% down$1,781.57/mo
5% down$1,692.49/mo
10% down$1,603.41/mo
15% down$1,514.33/mo
20% down$1,425.25/mo
25% down$1,336.17/mo
30% down$1,247.10/mo
35% down$1,158.02/mo
40% down$1,068.94/mo
45% down$979.86/mo
50% down$890.78/mo
4% interest
0% down$2,301.14/mo
5% down$2,186.08/mo
10% down$2,071.03/mo
15% down$1,955.97/mo
20% down$1,840.91/mo
25% down$1,725.86/mo
30% down$1,610.80/mo
35% down$1,495.74/mo
40% down$1,380.69/mo
45% down$1,265.63/mo
50% down$1,150.57/mo
6% interest
0% down$2,889.83/mo
5% down$2,745.34/mo
10% down$2,600.85/mo
15% down$2,456.36/mo
20% down$2,311.87/mo
25% down$2,167.38/mo
30% down$2,022.88/mo
35% down$1,878.39/mo
40% down$1,733.90/mo
45% down$1,589.41/mo
50% down$1,444.92/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 482,000 house with a 20% down payment?
($385,600 loan. 30 year mortgage)
0.25%$1,111.89
0.50%$1,153.67
0.75%$1,196.46
1.00%$1,240.24
1.25%$1,285.02
1.50%$1,330.78
1.75%$1,377.53
2.00%$1,425.25
2.25%$1,473.94
2.50%$1,523.59
2.75%$1,574.18
3.00%$1,625.71
3.25%$1,678.16
3.50%$1,731.52
3.75%$1,785.77
4.00%$1,840.91
4.25%$1,896.92
4.50%$1,953.78
4.75%$2,011.47
5.00%$2,069.98
5.25%$2,129.30
5.50%$2,189.39
5.75%$2,250.26
6.00%$2,311.87
6.25%$2,374.21
6.50%$2,437.25
6.75%$2,500.99
7.00%$2,565.41
7.25%$2,630.47
7.50%$2,696.17
7.75%$2,762.49
8.00%$2,829.40
8.25%$2,896.88
8.50%$2,964.93
8.75%$3,033.52
9.00%$3,102.62
9.25%$3,172.24
9.50%$3,242.33
9.75%$3,312.90
10.00%$3,383.92
10.25%$3,455.37
10.50%$3,527.23
10.75%$3,599.50
11.00%$3,672.16
11.25%$3,745.18
11.50%$3,818.56
11.75%$3,892.28
12.00%$3,966.33