$479,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $479k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 479,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $479,000 house.
2% interest
0% down$1,770.48/mo
5% down$1,681.95/mo
10% down$1,593.43/mo
15% down$1,504.91/mo
20% down$1,416.38/mo
25% down$1,327.86/mo
30% down$1,239.33/mo
35% down$1,150.81/mo
40% down$1,062.29/mo
45% down$973.76/mo
50% down$885.24/mo
4% interest
0% down$2,286.82/mo
5% down$2,172.48/mo
10% down$2,058.14/mo
15% down$1,943.80/mo
20% down$1,829.46/mo
25% down$1,715.11/mo
30% down$1,600.77/mo
35% down$1,486.43/mo
40% down$1,372.09/mo
45% down$1,257.75/mo
50% down$1,143.41/mo
6% interest
0% down$2,871.85/mo
5% down$2,728.25/mo
10% down$2,584.66/mo
15% down$2,441.07/mo
20% down$2,297.48/mo
25% down$2,153.89/mo
30% down$2,010.29/mo
35% down$1,866.70/mo
40% down$1,723.11/mo
45% down$1,579.52/mo
50% down$1,435.92/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 479,000 house with a 20% down payment?
($383,200 loan. 30 year mortgage)
0.25%$1,104.97
0.50%$1,146.49
0.75%$1,189.01
1.00%$1,232.52
1.25%$1,277.02
1.50%$1,322.50
1.75%$1,368.96
2.00%$1,416.38
2.25%$1,464.77
2.50%$1,514.10
2.75%$1,564.38
3.00%$1,615.59
3.25%$1,667.71
3.50%$1,720.74
3.75%$1,774.66
4.00%$1,829.46
4.25%$1,885.11
4.50%$1,941.62
4.75%$1,998.95
5.00%$2,057.10
5.25%$2,116.04
5.50%$2,175.77
5.75%$2,236.25
6.00%$2,297.48
6.25%$2,359.43
6.50%$2,422.08
6.75%$2,485.43
7.00%$2,549.44
7.25%$2,614.10
7.50%$2,679.39
7.75%$2,745.29
8.00%$2,811.79
8.25%$2,878.85
8.50%$2,946.48
8.75%$3,014.64
9.00%$3,083.31
9.25%$3,152.49
9.50%$3,222.15
9.75%$3,292.28
10.00%$3,362.85
10.25%$3,433.86
10.50%$3,505.28
10.75%$3,577.10
11.00%$3,649.30
11.25%$3,721.87
11.50%$3,794.80
11.75%$3,868.06
12.00%$3,941.64