$478,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $478k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 478,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $478,000 house.
2% interest
0% down$1,766.78/mo
5% down$1,678.44/mo
10% down$1,590.10/mo
15% down$1,501.76/mo
20% down$1,413.42/mo
25% down$1,325.09/mo
30% down$1,236.75/mo
35% down$1,148.41/mo
40% down$1,060.07/mo
45% down$971.73/mo
50% down$883.39/mo
4% interest
0% down$2,282.05/mo
5% down$2,167.94/mo
10% down$2,053.84/mo
15% down$1,939.74/mo
20% down$1,825.64/mo
25% down$1,711.53/mo
30% down$1,597.43/mo
35% down$1,483.33/mo
40% down$1,369.23/mo
45% down$1,255.12/mo
50% down$1,141.02/mo
6% interest
0% down$2,865.85/mo
5% down$2,722.56/mo
10% down$2,579.27/mo
15% down$2,435.97/mo
20% down$2,292.68/mo
25% down$2,149.39/mo
30% down$2,006.10/mo
35% down$1,862.80/mo
40% down$1,719.51/mo
45% down$1,576.22/mo
50% down$1,432.93/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 478,000 house with a 20% down payment?
($382,400 loan. 30 year mortgage)
0.25%$1,102.66
0.50%$1,144.10
0.75%$1,186.53
1.00%$1,229.95
1.25%$1,274.35
1.50%$1,319.74
1.75%$1,366.10
2.00%$1,413.42
2.25%$1,461.71
2.50%$1,510.94
2.75%$1,561.11
3.00%$1,612.21
3.25%$1,664.23
3.50%$1,717.15
3.75%$1,770.95
4.00%$1,825.64
4.25%$1,881.18
4.50%$1,937.56
4.75%$1,994.78
5.00%$2,052.81
5.25%$2,111.63
5.50%$2,171.23
5.75%$2,231.58
6.00%$2,292.68
6.25%$2,354.50
6.50%$2,417.03
6.75%$2,480.24
7.00%$2,544.12
7.25%$2,608.64
7.50%$2,673.80
7.75%$2,739.56
8.00%$2,805.92
8.25%$2,872.84
8.50%$2,940.33
8.75%$3,008.34
9.00%$3,076.88
9.25%$3,145.91
9.50%$3,215.43
9.75%$3,285.41
10.00%$3,355.83
10.25%$3,426.69
10.50%$3,497.96
10.75%$3,569.63
11.00%$3,641.68
11.25%$3,714.10
11.50%$3,786.87
11.75%$3,859.98
12.00%$3,933.41