$477,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $477k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 477,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $477,000 house.
2% interest
0% down$1,763.08/mo
5% down$1,674.93/mo
10% down$1,586.78/mo
15% down$1,498.62/mo
20% down$1,410.47/mo
25% down$1,322.31/mo
30% down$1,234.16/mo
35% down$1,146.01/mo
40% down$1,057.85/mo
45% down$969.70/mo
50% down$881.54/mo
4% interest
0% down$2,277.27/mo
5% down$2,163.41/mo
10% down$2,049.54/mo
15% down$1,935.68/mo
20% down$1,821.82/mo
25% down$1,707.95/mo
30% down$1,594.09/mo
35% down$1,480.23/mo
40% down$1,366.36/mo
45% down$1,252.50/mo
50% down$1,138.64/mo
6% interest
0% down$2,859.86/mo
5% down$2,716.86/mo
10% down$2,573.87/mo
15% down$2,430.88/mo
20% down$2,287.88/mo
25% down$2,144.89/mo
30% down$2,001.90/mo
35% down$1,858.91/mo
40% down$1,715.91/mo
45% down$1,572.92/mo
50% down$1,429.93/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 477,000 house with a 20% down payment?
($381,600 loan. 30 year mortgage)
0.25%$1,100.36
0.50%$1,141.71
0.75%$1,184.05
1.00%$1,227.38
1.25%$1,271.69
1.50%$1,316.98
1.75%$1,363.24
2.00%$1,410.47
2.25%$1,458.65
2.50%$1,507.78
2.75%$1,557.85
3.00%$1,608.84
3.25%$1,660.75
3.50%$1,713.55
3.75%$1,767.25
4.00%$1,821.82
4.25%$1,877.24
4.50%$1,933.51
4.75%$1,990.61
5.00%$2,048.51
5.25%$2,107.21
5.50%$2,166.68
5.75%$2,226.91
6.00%$2,287.88
6.25%$2,349.58
6.50%$2,411.97
6.75%$2,475.05
7.00%$2,538.79
7.25%$2,603.18
7.50%$2,668.20
7.75%$2,733.83
8.00%$2,800.05
8.25%$2,866.83
8.50%$2,934.17
8.75%$3,002.05
9.00%$3,070.44
9.25%$3,139.33
9.50%$3,208.70
9.75%$3,278.53
10.00%$3,348.81
10.25%$3,419.52
10.50%$3,490.65
10.75%$3,562.16
11.00%$3,634.07
11.25%$3,706.33
11.50%$3,778.95
11.75%$3,851.91
12.00%$3,925.19