$476,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $476k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 476,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $476,000 house.
2% interest
0% down$1,759.39/mo
5% down$1,671.42/mo
10% down$1,583.45/mo
15% down$1,495.48/mo
20% down$1,407.51/mo
25% down$1,319.54/mo
30% down$1,231.57/mo
35% down$1,143.60/mo
40% down$1,055.63/mo
45% down$967.66/mo
50% down$879.69/mo
4% interest
0% down$2,272.50/mo
5% down$2,158.87/mo
10% down$2,045.25/mo
15% down$1,931.62/mo
20% down$1,818.00/mo
25% down$1,704.37/mo
30% down$1,590.75/mo
35% down$1,477.12/mo
40% down$1,363.50/mo
45% down$1,249.87/mo
50% down$1,136.25/mo
6% interest
0% down$2,853.86/mo
5% down$2,711.17/mo
10% down$2,568.47/mo
15% down$2,425.78/mo
20% down$2,283.09/mo
25% down$2,140.40/mo
30% down$1,997.70/mo
35% down$1,855.01/mo
40% down$1,712.32/mo
45% down$1,569.62/mo
50% down$1,426.93/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 476,000 house with a 20% down payment?
($380,800 loan. 30 year mortgage)
0.25%$1,098.05
0.50%$1,139.31
0.75%$1,181.57
1.00%$1,224.80
1.25%$1,269.02
1.50%$1,314.22
1.75%$1,360.38
2.00%$1,407.51
2.25%$1,455.59
2.50%$1,504.62
2.75%$1,554.58
3.00%$1,605.47
3.25%$1,657.27
3.50%$1,709.96
3.75%$1,763.54
4.00%$1,818.00
4.25%$1,873.31
4.50%$1,929.46
4.75%$1,986.43
5.00%$2,044.22
5.25%$2,102.79
5.50%$2,162.14
5.75%$2,222.25
6.00%$2,283.09
6.25%$2,344.65
6.50%$2,406.92
6.75%$2,469.86
7.00%$2,533.47
7.25%$2,597.73
7.50%$2,662.61
7.75%$2,728.10
8.00%$2,794.18
8.25%$2,860.82
8.50%$2,928.02
8.75%$2,995.76
9.00%$3,064.00
9.25%$3,132.75
9.50%$3,201.97
9.75%$3,271.66
10.00%$3,341.79
10.25%$3,412.35
10.50%$3,483.33
10.75%$3,554.70
11.00%$3,626.45
11.25%$3,698.56
11.50%$3,771.03
11.75%$3,843.83
12.00%$3,916.96