$474,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $474k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 474,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $474,000 house.
2% interest
0% down$1,752.00/mo
5% down$1,664.40/mo
10% down$1,576.80/mo
15% down$1,489.20/mo
20% down$1,401.60/mo
25% down$1,314.00/mo
30% down$1,226.40/mo
35% down$1,138.80/mo
40% down$1,051.20/mo
45% down$963.60/mo
50% down$876.00/mo
4% interest
0% down$2,262.95/mo
5% down$2,149.80/mo
10% down$2,036.65/mo
15% down$1,923.51/mo
20% down$1,810.36/mo
25% down$1,697.21/mo
30% down$1,584.06/mo
35% down$1,470.92/mo
40% down$1,357.77/mo
45% down$1,244.62/mo
50% down$1,131.47/mo
6% interest
0% down$2,841.87/mo
5% down$2,699.78/mo
10% down$2,557.68/mo
15% down$2,415.59/mo
20% down$2,273.50/mo
25% down$2,131.40/mo
30% down$1,989.31/mo
35% down$1,847.22/mo
40% down$1,705.12/mo
45% down$1,563.03/mo
50% down$1,420.93/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 474,000 house with a 20% down payment?
($379,200 loan. 30 year mortgage)
0.25%$1,093.44
0.50%$1,134.53
0.75%$1,176.60
1.00%$1,219.66
1.25%$1,263.69
1.50%$1,308.70
1.75%$1,354.67
2.00%$1,401.60
2.25%$1,449.48
2.50%$1,498.30
2.75%$1,548.05
3.00%$1,598.72
3.25%$1,650.30
3.50%$1,702.78
3.75%$1,756.13
4.00%$1,810.36
4.25%$1,865.44
4.50%$1,921.35
4.75%$1,978.09
5.00%$2,035.63
5.25%$2,093.96
5.50%$2,153.06
5.75%$2,212.91
6.00%$2,273.50
6.25%$2,334.80
6.50%$2,396.80
6.75%$2,459.48
7.00%$2,522.83
7.25%$2,586.81
7.50%$2,651.42
7.75%$2,716.64
8.00%$2,782.44
8.25%$2,848.80
8.50%$2,915.72
8.75%$2,983.17
9.00%$3,051.13
9.25%$3,119.59
9.50%$3,188.52
9.75%$3,257.91
10.00%$3,327.75
10.25%$3,398.02
10.50%$3,468.69
10.75%$3,539.76
11.00%$3,611.21
11.25%$3,683.02
11.50%$3,755.19
11.75%$3,827.68
12.00%$3,900.50