$472,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $472k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 472,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $472,000 house.
2% interest
0% down$1,744.60/mo
5% down$1,657.37/mo
10% down$1,570.14/mo
15% down$1,482.91/mo
20% down$1,395.68/mo
25% down$1,308.45/mo
30% down$1,221.22/mo
35% down$1,133.99/mo
40% down$1,046.76/mo
45% down$959.53/mo
50% down$872.30/mo
4% interest
0% down$2,253.40/mo
5% down$2,140.73/mo
10% down$2,028.06/mo
15% down$1,915.39/mo
20% down$1,802.72/mo
25% down$1,690.05/mo
30% down$1,577.38/mo
35% down$1,464.71/mo
40% down$1,352.04/mo
45% down$1,239.37/mo
50% down$1,126.70/mo
6% interest
0% down$2,829.88/mo
5% down$2,688.38/mo
10% down$2,546.89/mo
15% down$2,405.40/mo
20% down$2,263.90/mo
25% down$2,122.41/mo
30% down$1,980.91/mo
35% down$1,839.42/mo
40% down$1,697.93/mo
45% down$1,556.43/mo
50% down$1,414.94/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 472,000 house with a 20% down payment?
($377,600 loan. 30 year mortgage)
0.25%$1,088.82
0.50%$1,129.74
0.75%$1,171.64
1.00%$1,214.51
1.25%$1,258.36
1.50%$1,303.17
1.75%$1,348.95
2.00%$1,395.68
2.25%$1,443.36
2.50%$1,491.98
2.75%$1,541.52
3.00%$1,591.98
3.25%$1,643.34
3.50%$1,695.59
3.75%$1,748.72
4.00%$1,802.72
4.25%$1,857.57
4.50%$1,913.24
4.75%$1,969.74
5.00%$2,027.04
5.25%$2,085.12
5.50%$2,143.97
5.75%$2,203.57
6.00%$2,263.90
6.25%$2,324.95
6.50%$2,386.69
6.75%$2,449.11
7.00%$2,512.18
7.25%$2,575.90
7.50%$2,640.23
7.75%$2,705.17
8.00%$2,770.70
8.25%$2,836.78
8.50%$2,903.42
8.75%$2,970.58
9.00%$3,038.26
9.25%$3,106.42
9.50%$3,175.07
9.75%$3,244.17
10.00%$3,313.71
10.25%$3,383.68
10.50%$3,454.06
10.75%$3,524.83
11.00%$3,595.97
11.25%$3,667.48
11.50%$3,739.34
11.75%$3,811.53
12.00%$3,884.04