$471,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $471k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 471,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $471,000 house.
2% interest
0% down$1,740.91/mo
5% down$1,653.86/mo
10% down$1,566.82/mo
15% down$1,479.77/mo
20% down$1,392.73/mo
25% down$1,305.68/mo
30% down$1,218.64/mo
35% down$1,131.59/mo
40% down$1,044.54/mo
45% down$957.50/mo
50% down$870.45/mo
4% interest
0% down$2,248.63/mo
5% down$2,136.19/mo
10% down$2,023.76/mo
15% down$1,911.33/mo
20% down$1,798.90/mo
25% down$1,686.47/mo
30% down$1,574.04/mo
35% down$1,461.61/mo
40% down$1,349.18/mo
45% down$1,236.74/mo
50% down$1,124.31/mo
6% interest
0% down$2,823.88/mo
5% down$2,682.69/mo
10% down$2,541.49/mo
15% down$2,400.30/mo
20% down$2,259.11/mo
25% down$2,117.91/mo
30% down$1,976.72/mo
35% down$1,835.52/mo
40% down$1,694.33/mo
45% down$1,553.14/mo
50% down$1,411.94/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 471,000 house with a 20% down payment?
($376,800 loan. 30 year mortgage)
0.25%$1,086.52
0.50%$1,127.35
0.75%$1,169.15
1.00%$1,211.94
1.25%$1,255.69
1.50%$1,300.41
1.75%$1,346.09
2.00%$1,392.73
2.25%$1,440.30
2.50%$1,488.82
2.75%$1,538.25
3.00%$1,588.60
3.25%$1,639.86
3.50%$1,692.00
3.75%$1,745.02
4.00%$1,798.90
4.25%$1,853.63
4.50%$1,909.19
4.75%$1,965.57
5.00%$2,022.74
5.25%$2,080.70
5.50%$2,139.43
5.75%$2,198.90
6.00%$2,259.11
6.25%$2,320.02
6.50%$2,381.63
6.75%$2,443.92
7.00%$2,506.86
7.25%$2,570.44
7.50%$2,634.64
7.75%$2,699.44
8.00%$2,764.82
8.25%$2,830.77
8.50%$2,897.27
8.75%$2,964.29
9.00%$3,031.82
9.25%$3,099.84
9.50%$3,168.34
9.75%$3,237.29
10.00%$3,306.69
10.25%$3,376.51
10.50%$3,446.74
10.75%$3,517.36
11.00%$3,588.35
11.25%$3,659.71
11.50%$3,731.42
11.75%$3,803.46
12.00%$3,875.81