$465,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $465k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 465,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $465,000 house.
2% interest
0% down$1,718.73/mo
5% down$1,632.79/mo
10% down$1,546.86/mo
15% down$1,460.92/mo
20% down$1,374.98/mo
25% down$1,289.05/mo
30% down$1,203.11/mo
35% down$1,117.17/mo
40% down$1,031.24/mo
45% down$945.30/mo
50% down$859.37/mo
4% interest
0% down$2,219.98/mo
5% down$2,108.98/mo
10% down$1,997.98/mo
15% down$1,886.98/mo
20% down$1,775.98/mo
25% down$1,664.99/mo
30% down$1,553.99/mo
35% down$1,442.99/mo
40% down$1,331.99/mo
45% down$1,220.99/mo
50% down$1,109.99/mo
6% interest
0% down$2,787.91/mo
5% down$2,648.51/mo
10% down$2,509.12/mo
15% down$2,369.72/mo
20% down$2,230.33/mo
25% down$2,090.93/mo
30% down$1,951.54/mo
35% down$1,812.14/mo
40% down$1,672.75/mo
45% down$1,533.35/mo
50% down$1,393.95/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 465,000 house with a 20% down payment?
($372,000 loan. 30 year mortgage)
0.25%$1,072.68
0.50%$1,112.98
0.75%$1,154.26
1.00%$1,196.50
1.25%$1,239.70
1.50%$1,283.85
1.75%$1,328.95
2.00%$1,374.98
2.25%$1,421.96
2.50%$1,469.85
2.75%$1,518.66
3.00%$1,568.37
3.25%$1,618.97
3.50%$1,670.45
3.75%$1,722.79
4.00%$1,775.98
4.25%$1,830.02
4.50%$1,884.87
4.75%$1,940.53
5.00%$1,996.98
5.25%$2,054.20
5.50%$2,112.18
5.75%$2,170.89
6.00%$2,230.33
6.25%$2,290.47
6.50%$2,351.29
6.75%$2,412.78
7.00%$2,474.93
7.25%$2,537.70
7.50%$2,601.08
7.75%$2,665.05
8.00%$2,729.60
8.25%$2,794.71
8.50%$2,860.36
8.75%$2,926.53
9.00%$2,993.20
9.25%$3,060.35
9.50%$3,127.98
9.75%$3,196.05
10.00%$3,264.57
10.25%$3,333.50
10.50%$3,402.83
10.75%$3,472.55
11.00%$3,542.64
11.25%$3,613.09
11.50%$3,683.88
11.75%$3,755.00
12.00%$3,826.44