$464,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $464k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 464,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $464,000 house.
2% interest
0% down$1,715.03/mo
5% down$1,629.28/mo
10% down$1,543.53/mo
15% down$1,457.78/mo
20% down$1,372.03/mo
25% down$1,286.28/mo
30% down$1,200.52/mo
35% down$1,114.77/mo
40% down$1,029.02/mo
45% down$943.27/mo
50% down$857.52/mo
4% interest
0% down$2,215.21/mo
5% down$2,104.45/mo
10% down$1,993.69/mo
15% down$1,882.93/mo
20% down$1,772.17/mo
25% down$1,661.41/mo
30% down$1,550.64/mo
35% down$1,439.88/mo
40% down$1,329.12/mo
45% down$1,218.36/mo
50% down$1,107.60/mo
6% interest
0% down$2,781.91/mo
5% down$2,642.82/mo
10% down$2,503.72/mo
15% down$2,364.63/mo
20% down$2,225.53/mo
25% down$2,086.44/mo
30% down$1,947.34/mo
35% down$1,808.24/mo
40% down$1,669.15/mo
45% down$1,530.05/mo
50% down$1,390.96/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 464,000 house with a 20% down payment?
($371,200 loan. 30 year mortgage)
0.25%$1,070.37
0.50%$1,110.59
0.75%$1,151.78
1.00%$1,193.93
1.25%$1,237.03
1.50%$1,281.09
1.75%$1,326.09
2.00%$1,372.03
2.25%$1,418.90
2.50%$1,466.69
2.75%$1,515.39
3.00%$1,564.99
3.25%$1,615.49
3.50%$1,666.85
3.75%$1,719.09
4.00%$1,772.17
4.25%$1,826.08
4.50%$1,880.82
4.75%$1,936.35
5.00%$1,992.68
5.25%$2,049.78
5.50%$2,107.63
5.75%$2,166.22
6.00%$2,225.53
6.25%$2,285.54
6.50%$2,346.24
6.75%$2,407.60
7.00%$2,469.60
7.25%$2,532.24
7.50%$2,595.48
7.75%$2,659.32
8.00%$2,723.73
8.25%$2,788.70
8.50%$2,854.21
8.75%$2,920.23
9.00%$2,986.76
9.25%$3,053.77
9.50%$3,121.25
9.75%$3,189.18
10.00%$3,257.55
10.25%$3,326.33
10.50%$3,395.51
10.75%$3,465.08
11.00%$3,535.02
11.25%$3,605.32
11.50%$3,675.96
11.75%$3,746.93
12.00%$3,818.21