$460,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $460k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 460,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $460,000 house.
2% interest
0% down$1,700.25/mo
5% down$1,615.24/mo
10% down$1,530.22/mo
15% down$1,445.21/mo
20% down$1,360.20/mo
25% down$1,275.19/mo
30% down$1,190.17/mo
35% down$1,105.16/mo
40% down$1,020.15/mo
45% down$935.14/mo
50% down$850.12/mo
4% interest
0% down$2,196.11/mo
5% down$2,086.30/mo
10% down$1,976.50/mo
15% down$1,866.69/mo
20% down$1,756.89/mo
25% down$1,647.08/mo
30% down$1,537.28/mo
35% down$1,427.47/mo
40% down$1,317.67/mo
45% down$1,207.86/mo
50% down$1,098.06/mo
6% interest
0% down$2,757.93/mo
5% down$2,620.04/mo
10% down$2,482.14/mo
15% down$2,344.24/mo
20% down$2,206.35/mo
25% down$2,068.45/mo
30% down$1,930.55/mo
35% down$1,792.66/mo
40% down$1,654.76/mo
45% down$1,516.86/mo
50% down$1,378.97/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 460,000 house with a 20% down payment?
($368,000 loan. 30 year mortgage)
0.25%$1,061.14
0.50%$1,101.02
0.75%$1,141.85
1.00%$1,183.63
1.25%$1,226.37
1.50%$1,270.04
1.75%$1,314.66
2.00%$1,360.20
2.25%$1,406.67
2.50%$1,454.04
2.75%$1,502.33
3.00%$1,551.50
3.25%$1,601.56
3.50%$1,652.48
3.75%$1,704.27
4.00%$1,756.89
4.25%$1,810.34
4.50%$1,864.60
4.75%$1,919.66
5.00%$1,975.50
5.25%$2,032.11
5.50%$2,089.46
5.75%$2,147.55
6.00%$2,206.35
6.25%$2,265.84
6.50%$2,326.01
6.75%$2,386.84
7.00%$2,448.31
7.25%$2,510.41
7.50%$2,573.11
7.75%$2,636.40
8.00%$2,700.25
8.25%$2,764.66
8.50%$2,829.60
8.75%$2,895.06
9.00%$2,961.01
9.25%$3,027.45
9.50%$3,094.34
9.75%$3,161.69
10.00%$3,229.46
10.25%$3,297.65
10.50%$3,366.24
10.75%$3,435.21
11.00%$3,504.55
11.25%$3,574.24
11.50%$3,644.27
11.75%$3,714.63
12.00%$3,785.29