$46,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $46k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 46,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $46,000 house.
2% interest
0% down$170.02/mo
5% down$161.52/mo
10% down$153.02/mo
15% down$144.52/mo
20% down$136.02/mo
25% down$127.52/mo
30% down$119.02/mo
35% down$110.52/mo
40% down$102.01/mo
45% down$93.51/mo
50% down$85.01/mo
4% interest
0% down$219.61/mo
5% down$208.63/mo
10% down$197.65/mo
15% down$186.67/mo
20% down$175.69/mo
25% down$164.71/mo
30% down$153.73/mo
35% down$142.75/mo
40% down$131.77/mo
45% down$120.79/mo
50% down$109.81/mo
6% interest
0% down$275.79/mo
5% down$262.00/mo
10% down$248.21/mo
15% down$234.42/mo
20% down$220.63/mo
25% down$206.84/mo
30% down$193.06/mo
35% down$179.27/mo
40% down$165.48/mo
45% down$151.69/mo
50% down$137.90/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 46,000 house with a 20% down payment?
($36,800 loan. 30 year mortgage)
0.25%$106.11
0.50%$110.10
0.75%$114.18
1.00%$118.36
1.25%$122.64
1.50%$127.00
1.75%$131.47
2.00%$136.02
2.25%$140.67
2.50%$145.40
2.75%$150.23
3.00%$155.15
3.25%$160.16
3.50%$165.25
3.75%$170.43
4.00%$175.69
4.25%$181.03
4.50%$186.46
4.75%$191.97
5.00%$197.55
5.25%$203.21
5.50%$208.95
5.75%$214.75
6.00%$220.63
6.25%$226.58
6.50%$232.60
6.75%$238.68
7.00%$244.83
7.25%$251.04
7.50%$257.31
7.75%$263.64
8.00%$270.03
8.25%$276.47
8.50%$282.96
8.75%$289.51
9.00%$296.10
9.25%$302.74
9.50%$309.43
9.75%$316.17
10.00%$322.95
10.25%$329.77
10.50%$336.62
10.75%$343.52
11.00%$350.46
11.25%$357.42
11.50%$364.43
11.75%$371.46
12.00%$378.53