$455,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $455k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 455,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $455,000 house.
2% interest
0% down$1,681.77/mo
5% down$1,597.68/mo
10% down$1,513.59/mo
15% down$1,429.50/mo
20% down$1,345.41/mo
25% down$1,261.33/mo
30% down$1,177.24/mo
35% down$1,093.15/mo
40% down$1,009.06/mo
45% down$924.97/mo
50% down$840.88/mo
4% interest
0% down$2,172.24/mo
5% down$2,063.63/mo
10% down$1,955.02/mo
15% down$1,846.40/mo
20% down$1,737.79/mo
25% down$1,629.18/mo
30% down$1,520.57/mo
35% down$1,411.96/mo
40% down$1,303.34/mo
45% down$1,194.73/mo
50% down$1,086.12/mo
6% interest
0% down$2,727.95/mo
5% down$2,591.56/mo
10% down$2,455.16/mo
15% down$2,318.76/mo
20% down$2,182.36/mo
25% down$2,045.97/mo
30% down$1,909.57/mo
35% down$1,773.17/mo
40% down$1,636.77/mo
45% down$1,500.38/mo
50% down$1,363.98/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 455,000 house with a 20% down payment?
($364,000 loan. 30 year mortgage)
0.25%$1,049.61
0.50%$1,089.05
0.75%$1,129.44
1.00%$1,170.77
1.25%$1,213.04
1.50%$1,256.24
1.75%$1,300.37
2.00%$1,345.41
2.25%$1,391.38
2.50%$1,438.24
2.75%$1,486.00
3.00%$1,534.64
3.25%$1,584.15
3.50%$1,634.52
3.75%$1,685.74
4.00%$1,737.79
4.25%$1,790.66
4.50%$1,844.33
4.75%$1,898.80
5.00%$1,954.03
5.25%$2,010.02
5.50%$2,066.75
5.75%$2,124.21
6.00%$2,182.36
6.25%$2,241.21
6.50%$2,300.73
6.75%$2,360.90
7.00%$2,421.70
7.25%$2,483.12
7.50%$2,545.14
7.75%$2,607.74
8.00%$2,670.90
8.25%$2,734.61
8.50%$2,798.85
8.75%$2,863.59
9.00%$2,928.83
9.25%$2,994.54
9.50%$3,060.71
9.75%$3,127.32
10.00%$3,194.36
10.25%$3,261.81
10.50%$3,329.65
10.75%$3,397.87
11.00%$3,466.46
11.25%$3,535.39
11.50%$3,604.66
11.75%$3,674.25
12.00%$3,744.15