Use the mortgage calculator to calculate the cost of buying a $452k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 452,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $452,000 house.
$452,000 Home at 2%
| 0% down | $1,670.68/mo |
| 5% down | $1,587.15/mo |
| 10% down | $1,503.61/mo |
| 15% down | $1,420.08/mo |
| 20% down | $1,336.54/mo |
| 25% down | $1,253.01/mo |
| 30% down | $1,169.48/mo |
| 35% down | $1,085.94/mo |
| 40% down | $1,002.41/mo |
| 45% down | $918.87/mo |
| 50% down | $835.34/mo |
$452,000 Home at 4%
| 0% down | $2,157.92/mo |
| 5% down | $2,050.02/mo |
| 10% down | $1,942.13/mo |
| 15% down | $1,834.23/mo |
| 20% down | $1,726.33/mo |
| 25% down | $1,618.44/mo |
| 30% down | $1,510.54/mo |
| 35% down | $1,402.65/mo |
| 40% down | $1,294.75/mo |
| 45% down | $1,186.85/mo |
| 50% down | $1,078.96/mo |
$452,000 Home at 6%
| 0% down | $2,709.97/mo |
| 5% down | $2,574.47/mo |
| 10% down | $2,438.97/mo |
| 15% down | $2,303.47/mo |
| 20% down | $2,167.97/mo |
| 25% down | $2,032.48/mo |
| 30% down | $1,896.98/mo |
| 35% down | $1,761.48/mo |
| 40% down | $1,625.98/mo |
| 45% down | $1,490.48/mo |
| 50% down | $1,354.98/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.