$449,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $449k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 449,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $449,000 house.
2% interest
0% down$1,659.59/mo
5% down$1,576.61/mo
10% down$1,493.63/mo
15% down$1,410.65/mo
20% down$1,327.67/mo
25% down$1,244.69/mo
30% down$1,161.71/mo
35% down$1,078.73/mo
40% down$995.75/mo
45% down$912.78/mo
50% down$829.80/mo
4% interest
0% down$2,143.59/mo
5% down$2,036.41/mo
10% down$1,929.24/mo
15% down$1,822.06/mo
20% down$1,714.88/mo
25% down$1,607.70/mo
30% down$1,500.52/mo
35% down$1,393.34/mo
40% down$1,286.16/mo
45% down$1,178.98/mo
50% down$1,071.80/mo
6% interest
0% down$2,691.98/mo
5% down$2,557.38/mo
10% down$2,422.78/mo
15% down$2,288.18/mo
20% down$2,153.59/mo
25% down$2,018.99/mo
30% down$1,884.39/mo
35% down$1,749.79/mo
40% down$1,615.19/mo
45% down$1,480.59/mo
50% down$1,345.99/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 449,000 house with a 20% down payment?
($359,200 loan. 30 year mortgage)
0.25%$1,035.77
0.50%$1,074.69
0.75%$1,114.54
1.00%$1,155.33
1.25%$1,197.04
1.50%$1,239.67
1.75%$1,283.22
2.00%$1,327.67
2.25%$1,373.03
2.50%$1,419.27
2.75%$1,466.40
3.00%$1,514.40
3.25%$1,563.26
3.50%$1,612.97
3.75%$1,663.51
4.00%$1,714.88
4.25%$1,767.05
4.50%$1,820.01
4.75%$1,873.76
5.00%$1,928.26
5.25%$1,983.52
5.50%$2,039.50
5.75%$2,096.19
6.00%$2,153.59
6.25%$2,211.66
6.50%$2,270.39
6.75%$2,329.76
7.00%$2,389.77
7.25%$2,450.38
7.50%$2,511.58
7.75%$2,573.35
8.00%$2,635.68
8.25%$2,698.55
8.50%$2,761.94
8.75%$2,825.83
9.00%$2,890.20
9.25%$2,955.05
9.50%$3,020.35
9.75%$3,086.08
10.00%$3,152.24
10.25%$3,218.80
10.50%$3,285.74
10.75%$3,353.07
11.00%$3,420.75
11.25%$3,488.77
11.50%$3,557.13
11.75%$3,625.80
12.00%$3,694.78