$446,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $446k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 446,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $446,000 house.
2% interest
0% down$1,648.50/mo
5% down$1,566.08/mo
10% down$1,483.65/mo
15% down$1,401.23/mo
20% down$1,318.80/mo
25% down$1,236.38/mo
30% down$1,153.95/mo
35% down$1,071.53/mo
40% down$989.10/mo
45% down$906.68/mo
50% down$824.25/mo
4% interest
0% down$2,129.27/mo
5% down$2,022.81/mo
10% down$1,916.34/mo
15% down$1,809.88/mo
20% down$1,703.42/mo
25% down$1,596.95/mo
30% down$1,490.49/mo
35% down$1,384.03/mo
40% down$1,277.56/mo
45% down$1,171.10/mo
50% down$1,064.64/mo
6% interest
0% down$2,674.00/mo
5% down$2,540.30/mo
10% down$2,406.60/mo
15% down$2,272.90/mo
20% down$2,139.20/mo
25% down$2,005.50/mo
30% down$1,871.80/mo
35% down$1,738.10/mo
40% down$1,604.40/mo
45% down$1,470.70/mo
50% down$1,337.00/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 446,000 house with a 20% down payment?
($356,800 loan. 30 year mortgage)
0.25%$1,028.85
0.50%$1,067.51
0.75%$1,107.10
1.00%$1,147.61
1.25%$1,189.04
1.50%$1,231.39
1.75%$1,274.64
2.00%$1,318.80
2.25%$1,363.85
2.50%$1,409.79
2.75%$1,456.60
3.00%$1,504.28
3.25%$1,552.82
3.50%$1,602.19
3.75%$1,652.40
4.00%$1,703.42
4.25%$1,755.24
4.50%$1,807.85
4.75%$1,861.24
5.00%$1,915.38
5.25%$1,970.26
5.50%$2,025.87
5.75%$2,082.19
6.00%$2,139.20
6.25%$2,196.88
6.50%$2,255.22
6.75%$2,314.20
7.00%$2,373.80
7.25%$2,434.00
7.50%$2,494.80
7.75%$2,556.16
8.00%$2,618.07
8.25%$2,680.52
8.50%$2,743.48
8.75%$2,806.95
9.00%$2,870.89
9.25%$2,935.31
9.50%$3,000.17
9.75%$3,065.46
10.00%$3,131.18
10.25%$3,197.29
10.50%$3,263.79
10.75%$3,330.66
11.00%$3,397.89
11.25%$3,465.46
11.50%$3,533.36
11.75%$3,601.57
12.00%$3,670.09