Use the mortgage calculator to calculate the cost of buying a $444k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 444,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $444,000 house.
$444,000 Home at 2%
0% down | $1,641.11/mo |
5% down | $1,559.05/mo |
10% down | $1,477.00/mo |
15% down | $1,394.94/mo |
20% down | $1,312.89/mo |
25% down | $1,230.83/mo |
30% down | $1,148.78/mo |
35% down | $1,066.72/mo |
40% down | $984.67/mo |
45% down | $902.61/mo |
50% down | $820.56/mo |
$444,000 Home at 4%
0% down | $2,119.72/mo |
5% down | $2,013.74/mo |
10% down | $1,907.75/mo |
15% down | $1,801.77/mo |
20% down | $1,695.78/mo |
25% down | $1,589.79/mo |
30% down | $1,483.81/mo |
35% down | $1,377.82/mo |
40% down | $1,271.83/mo |
45% down | $1,165.85/mo |
50% down | $1,059.86/mo |
$444,000 Home at 6%
0% down | $2,662.00/mo |
5% down | $2,528.90/mo |
10% down | $2,395.80/mo |
15% down | $2,262.70/mo |
20% down | $2,129.60/mo |
25% down | $1,996.50/mo |
30% down | $1,863.40/mo |
35% down | $1,730.30/mo |
40% down | $1,597.20/mo |
45% down | $1,464.10/mo |
50% down | $1,331.00/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.