$442,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $442k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 442,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $442,000 house.
2% interest
0% down$1,633.72/mo
5% down$1,552.03/mo
10% down$1,470.35/mo
15% down$1,388.66/mo
20% down$1,306.97/mo
25% down$1,225.29/mo
30% down$1,143.60/mo
35% down$1,061.92/mo
40% down$980.23/mo
45% down$898.54/mo
50% down$816.86/mo
4% interest
0% down$2,110.18/mo
5% down$2,004.67/mo
10% down$1,899.16/mo
15% down$1,793.65/mo
20% down$1,688.14/mo
25% down$1,582.63/mo
30% down$1,477.12/mo
35% down$1,371.61/mo
40% down$1,266.11/mo
45% down$1,160.60/mo
50% down$1,055.09/mo
6% interest
0% down$2,650.01/mo
5% down$2,517.51/mo
10% down$2,385.01/mo
15% down$2,252.51/mo
20% down$2,120.01/mo
25% down$1,987.51/mo
30% down$1,855.01/mo
35% down$1,722.51/mo
40% down$1,590.01/mo
45% down$1,457.51/mo
50% down$1,325.01/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 442,000 house with a 20% down payment?
($353,600 loan. 30 year mortgage)
0.25%$1,019.62
0.50%$1,057.93
0.75%$1,097.17
1.00%$1,137.32
1.25%$1,178.38
1.50%$1,220.35
1.75%$1,263.21
2.00%$1,306.97
2.25%$1,351.62
2.50%$1,397.15
2.75%$1,443.54
3.00%$1,490.79
3.25%$1,538.89
3.50%$1,587.82
3.75%$1,637.58
4.00%$1,688.14
4.25%$1,739.50
4.50%$1,791.64
4.75%$1,844.54
5.00%$1,898.20
5.25%$1,952.59
5.50%$2,007.70
5.75%$2,063.51
6.00%$2,120.01
6.25%$2,177.18
6.50%$2,234.99
6.75%$2,293.44
7.00%$2,352.51
7.25%$2,412.18
7.50%$2,472.42
7.75%$2,533.23
8.00%$2,594.59
8.25%$2,656.48
8.50%$2,718.88
8.75%$2,781.77
9.00%$2,845.15
9.25%$2,908.98
9.50%$2,973.26
9.75%$3,037.97
10.00%$3,103.09
10.25%$3,168.61
10.50%$3,234.52
10.75%$3,300.79
11.00%$3,367.42
11.25%$3,434.38
11.50%$3,501.67
11.75%$3,569.27
12.00%$3,637.17