$438,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $438k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 438,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $438,000 house.
2% interest
0% down$1,618.93/mo
5% down$1,537.99/mo
10% down$1,457.04/mo
15% down$1,376.09/mo
20% down$1,295.15/mo
25% down$1,214.20/mo
30% down$1,133.25/mo
35% down$1,052.31/mo
40% down$971.36/mo
45% down$890.41/mo
50% down$809.47/mo
4% interest
0% down$2,091.08/mo
5% down$1,986.53/mo
10% down$1,881.97/mo
15% down$1,777.42/mo
20% down$1,672.86/mo
25% down$1,568.31/mo
30% down$1,463.76/mo
35% down$1,359.20/mo
40% down$1,254.65/mo
45% down$1,150.09/mo
50% down$1,045.54/mo
6% interest
0% down$2,626.03/mo
5% down$2,494.73/mo
10% down$2,363.43/mo
15% down$2,232.13/mo
20% down$2,100.83/mo
25% down$1,969.52/mo
30% down$1,838.22/mo
35% down$1,706.92/mo
40% down$1,575.62/mo
45% down$1,444.32/mo
50% down$1,313.02/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 438,000 house with a 20% down payment?
($350,400 loan. 30 year mortgage)
0.25%$1,010.39
0.50%$1,048.36
0.75%$1,087.24
1.00%$1,127.02
1.25%$1,167.71
1.50%$1,209.30
1.75%$1,251.78
2.00%$1,295.15
2.25%$1,339.39
2.50%$1,384.50
2.75%$1,430.48
3.00%$1,477.30
3.25%$1,524.96
3.50%$1,573.45
3.75%$1,622.76
4.00%$1,672.86
4.25%$1,723.76
4.50%$1,775.43
4.75%$1,827.85
5.00%$1,881.02
5.25%$1,934.92
5.50%$1,989.53
5.75%$2,044.84
6.00%$2,100.83
6.25%$2,157.47
6.50%$2,214.77
6.75%$2,272.69
7.00%$2,331.22
7.25%$2,390.35
7.50%$2,450.05
7.75%$2,510.31
8.00%$2,571.11
8.25%$2,632.44
8.50%$2,694.27
8.75%$2,756.60
9.00%$2,819.40
9.25%$2,882.65
9.50%$2,946.35
9.75%$3,010.48
10.00%$3,075.01
10.25%$3,139.94
10.50%$3,205.25
10.75%$3,270.92
11.00%$3,336.94
11.25%$3,403.30
11.50%$3,469.98
11.75%$3,536.97
12.00%$3,604.26