$429,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $429k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 429,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $429,000 house.
2% interest
0% down$1,585.67/mo
5% down$1,506.38/mo
10% down$1,427.10/mo
15% down$1,347.82/mo
20% down$1,268.53/mo
25% down$1,189.25/mo
30% down$1,109.97/mo
35% down$1,030.68/mo
40% down$951.40/mo
45% down$872.12/mo
50% down$792.83/mo
4% interest
0% down$2,048.11/mo
5% down$1,945.71/mo
10% down$1,843.30/mo
15% down$1,740.89/mo
20% down$1,638.49/mo
25% down$1,536.08/mo
30% down$1,433.68/mo
35% down$1,331.27/mo
40% down$1,228.87/mo
45% down$1,126.46/mo
50% down$1,024.06/mo
6% interest
0% down$2,572.07/mo
5% down$2,443.47/mo
10% down$2,314.86/mo
15% down$2,186.26/mo
20% down$2,057.66/mo
25% down$1,929.05/mo
30% down$1,800.45/mo
35% down$1,671.85/mo
40% down$1,543.24/mo
45% down$1,414.64/mo
50% down$1,286.04/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 429,000 house with a 20% down payment?
($343,200 loan. 30 year mortgage)
0.25%$989.63
0.50%$1,026.82
0.75%$1,064.90
1.00%$1,103.87
1.25%$1,143.72
1.50%$1,184.45
1.75%$1,226.06
2.00%$1,268.53
2.25%$1,311.87
2.50%$1,356.05
2.75%$1,401.08
3.00%$1,446.95
3.25%$1,493.63
3.50%$1,541.12
3.75%$1,589.41
4.00%$1,638.49
4.25%$1,688.34
4.50%$1,738.94
4.75%$1,790.29
5.00%$1,842.37
5.25%$1,895.16
5.50%$1,948.65
5.75%$2,002.82
6.00%$2,057.66
6.25%$2,113.14
6.50%$2,169.26
6.75%$2,225.99
7.00%$2,283.32
7.25%$2,341.23
7.50%$2,399.70
7.75%$2,458.73
8.00%$2,518.28
8.25%$2,578.35
8.50%$2,638.91
8.75%$2,699.96
9.00%$2,761.46
9.25%$2,823.42
9.50%$2,885.81
9.75%$2,948.62
10.00%$3,011.83
10.25%$3,075.42
10.50%$3,139.39
10.75%$3,203.71
11.00%$3,268.37
11.25%$3,333.37
11.50%$3,398.68
11.75%$3,464.29
12.00%$3,530.20