$426,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $426k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 426,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $426,000 house.
2% interest
0% down$1,574.58/mo
5% down$1,495.85/mo
10% down$1,417.12/mo
15% down$1,338.39/mo
20% down$1,259.66/mo
25% down$1,180.93/mo
30% down$1,102.21/mo
35% down$1,023.48/mo
40% down$944.75/mo
45% down$866.02/mo
50% down$787.29/mo
4% interest
0% down$2,033.79/mo
5% down$1,932.10/mo
10% down$1,830.41/mo
15% down$1,728.72/mo
20% down$1,627.03/mo
25% down$1,525.34/mo
30% down$1,423.65/mo
35% down$1,321.96/mo
40% down$1,220.27/mo
45% down$1,118.58/mo
50% down$1,016.89/mo
6% interest
0% down$2,554.09/mo
5% down$2,426.38/mo
10% down$2,298.68/mo
15% down$2,170.97/mo
20% down$2,043.27/mo
25% down$1,915.56/mo
30% down$1,787.86/mo
35% down$1,660.16/mo
40% down$1,532.45/mo
45% down$1,404.75/mo
50% down$1,277.04/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 426,000 house with a 20% down payment?
($340,800 loan. 30 year mortgage)
0.25%$982.71
0.50%$1,019.64
0.75%$1,057.45
1.00%$1,096.15
1.25%$1,135.72
1.50%$1,176.17
1.75%$1,217.49
2.00%$1,259.66
2.25%$1,302.69
2.50%$1,346.57
2.75%$1,391.29
3.00%$1,436.83
3.25%$1,483.18
3.50%$1,530.34
3.75%$1,578.30
4.00%$1,627.03
4.25%$1,676.53
4.50%$1,726.78
4.75%$1,777.77
5.00%$1,829.49
5.25%$1,881.91
5.50%$1,935.02
5.75%$1,988.82
6.00%$2,043.27
6.25%$2,098.36
6.50%$2,154.09
6.75%$2,210.42
7.00%$2,267.35
7.25%$2,324.86
7.50%$2,382.92
7.75%$2,441.53
8.00%$2,500.67
8.25%$2,560.32
8.50%$2,620.46
8.75%$2,681.07
9.00%$2,742.15
9.25%$2,803.68
9.50%$2,865.63
9.75%$2,928.00
10.00%$2,990.76
10.25%$3,053.91
10.50%$3,117.43
10.75%$3,181.30
11.00%$3,245.52
11.25%$3,310.06
11.50%$3,374.91
11.75%$3,440.07
12.00%$3,505.51