$421,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $421k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 421,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $421,000 house.
2% interest
0% down$1,556.10/mo
5% down$1,478.29/mo
10% down$1,400.49/mo
15% down$1,322.68/mo
20% down$1,244.88/mo
25% down$1,167.07/mo
30% down$1,089.27/mo
35% down$1,011.46/mo
40% down$933.66/mo
45% down$855.85/mo
50% down$778.05/mo
4% interest
0% down$2,009.92/mo
5% down$1,909.42/mo
10% down$1,808.93/mo
15% down$1,708.43/mo
20% down$1,607.93/mo
25% down$1,507.44/mo
30% down$1,406.94/mo
35% down$1,306.45/mo
40% down$1,205.95/mo
45% down$1,105.46/mo
50% down$1,004.96/mo
6% interest
0% down$2,524.11/mo
5% down$2,397.90/mo
10% down$2,271.70/mo
15% down$2,145.49/mo
20% down$2,019.29/mo
25% down$1,893.08/mo
30% down$1,766.88/mo
35% down$1,640.67/mo
40% down$1,514.46/mo
45% down$1,388.26/mo
50% down$1,262.05/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 421,000 house with a 20% down payment?
($336,800 loan. 30 year mortgage)
0.25%$971.17
0.50%$1,007.67
0.75%$1,045.04
1.00%$1,083.28
1.25%$1,122.39
1.50%$1,162.36
1.75%$1,203.20
2.00%$1,244.88
2.25%$1,287.40
2.50%$1,330.77
2.75%$1,374.96
3.00%$1,419.96
3.25%$1,465.77
3.50%$1,512.38
3.75%$1,559.77
4.00%$1,607.93
4.25%$1,656.85
4.50%$1,706.52
4.75%$1,756.91
5.00%$1,808.02
5.25%$1,859.82
5.50%$1,912.31
5.75%$1,965.47
6.00%$2,019.29
6.25%$2,073.74
6.50%$2,128.81
6.75%$2,184.48
7.00%$2,240.74
7.25%$2,297.57
7.50%$2,354.95
7.75%$2,412.88
8.00%$2,471.32
8.25%$2,530.27
8.50%$2,589.70
8.75%$2,649.61
9.00%$2,709.97
9.25%$2,770.77
9.50%$2,832.00
9.75%$2,893.63
10.00%$2,955.66
10.25%$3,018.07
10.50%$3,080.84
10.75%$3,143.97
11.00%$3,207.43
11.25%$3,271.21
11.50%$3,335.30
11.75%$3,399.69
12.00%$3,464.37