$390,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $390k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 390,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $390,000 house.
2% interest
0% down$1,441.52/mo
5% down$1,369.44/mo
10% down$1,297.36/mo
15% down$1,225.29/mo
20% down$1,153.21/mo
25% down$1,081.14/mo
30% down$1,009.06/mo
35% down$936.99/mo
40% down$864.91/mo
45% down$792.83/mo
50% down$720.76/mo
4% interest
0% down$1,861.92/mo
5% down$1,768.82/mo
10% down$1,675.73/mo
15% down$1,582.63/mo
20% down$1,489.54/mo
25% down$1,396.44/mo
30% down$1,303.34/mo
35% down$1,210.25/mo
40% down$1,117.15/mo
45% down$1,024.06/mo
50% down$930.96/mo
6% interest
0% down$2,338.25/mo
5% down$2,221.33/mo
10% down$2,104.42/mo
15% down$1,987.51/mo
20% down$1,870.60/mo
25% down$1,753.69/mo
30% down$1,636.77/mo
35% down$1,519.86/mo
40% down$1,402.95/mo
45% down$1,286.04/mo
50% down$1,169.12/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 390,000 house with a 20% down payment?
($312,000 loan. 30 year mortgage)
0.25%$899.66
0.50%$933.47
0.75%$968.09
1.00%$1,003.52
1.25%$1,039.75
1.50%$1,076.78
1.75%$1,114.60
2.00%$1,153.21
2.25%$1,192.61
2.50%$1,232.78
2.75%$1,273.71
3.00%$1,315.40
3.25%$1,357.84
3.50%$1,401.02
3.75%$1,444.92
4.00%$1,489.54
4.25%$1,534.85
4.50%$1,580.86
4.75%$1,627.54
5.00%$1,674.88
5.25%$1,722.88
5.50%$1,771.50
5.75%$1,820.75
6.00%$1,870.60
6.25%$1,921.04
6.50%$1,972.05
6.75%$2,023.63
7.00%$2,075.74
7.25%$2,128.39
7.50%$2,181.55
7.75%$2,235.21
8.00%$2,289.35
8.25%$2,343.95
8.50%$2,399.01
8.75%$2,454.51
9.00%$2,510.42
9.25%$2,566.75
9.50%$2,623.47
9.75%$2,680.56
10.00%$2,738.02
10.25%$2,795.84
10.50%$2,853.99
10.75%$2,912.46
11.00%$2,971.25
11.25%$3,030.34
11.50%$3,089.71
11.75%$3,149.36
12.00%$3,209.27