$382,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $382k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 382,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $382,000 house.
2% interest
0% down$1,411.95/mo
5% down$1,341.35/mo
10% down$1,270.75/mo
15% down$1,200.15/mo
20% down$1,129.56/mo
25% down$1,058.96/mo
30% down$988.36/mo
35% down$917.77/mo
40% down$847.17/mo
45% down$776.57/mo
50% down$705.97/mo
4% interest
0% down$1,823.73/mo
5% down$1,732.54/mo
10% down$1,641.35/mo
15% down$1,550.17/mo
20% down$1,458.98/mo
25% down$1,367.79/mo
30% down$1,276.61/mo
35% down$1,185.42/mo
40% down$1,094.24/mo
45% down$1,003.05/mo
50% down$911.86/mo
6% interest
0% down$2,290.28/mo
5% down$2,175.77/mo
10% down$2,061.25/mo
15% down$1,946.74/mo
20% down$1,832.23/mo
25% down$1,717.71/mo
30% down$1,603.20/mo
35% down$1,488.68/mo
40% down$1,374.17/mo
45% down$1,259.66/mo
50% down$1,145.14/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 382,000 house with a 20% down payment?
($305,600 loan. 30 year mortgage)
0.25%$881.21
0.50%$914.32
0.75%$948.23
1.00%$982.93
1.25%$1,018.42
1.50%$1,054.69
1.75%$1,091.74
2.00%$1,129.56
2.25%$1,168.14
2.50%$1,207.49
2.75%$1,247.59
3.00%$1,288.42
3.25%$1,329.99
3.50%$1,372.28
3.75%$1,415.28
4.00%$1,458.98
4.25%$1,503.37
4.50%$1,548.43
4.75%$1,594.15
5.00%$1,640.53
5.25%$1,687.53
5.50%$1,735.16
5.75%$1,783.40
6.00%$1,832.23
6.25%$1,881.63
6.50%$1,931.60
6.75%$1,982.12
7.00%$2,033.16
7.25%$2,084.73
7.50%$2,136.80
7.75%$2,189.36
8.00%$2,242.38
8.25%$2,295.87
8.50%$2,349.80
8.75%$2,404.16
9.00%$2,458.93
9.25%$2,514.10
9.50%$2,569.65
9.75%$2,625.58
10.00%$2,681.86
10.25%$2,738.49
10.50%$2,795.44
10.75%$2,852.72
11.00%$2,910.30
11.25%$2,968.17
11.50%$3,026.33
11.75%$3,084.76
12.00%$3,143.44