$380,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $380k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 380,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $380,000 house.
2% interest
0% down$1,404.55/mo
5% down$1,334.33/mo
10% down$1,264.10/mo
15% down$1,193.87/mo
20% down$1,123.64/mo
25% down$1,053.42/mo
30% down$983.19/mo
35% down$912.96/mo
40% down$842.73/mo
45% down$772.50/mo
50% down$702.28/mo
4% interest
0% down$1,814.18/mo
5% down$1,723.47/mo
10% down$1,632.76/mo
15% down$1,542.05/mo
20% down$1,451.34/mo
25% down$1,360.63/mo
30% down$1,269.92/mo
35% down$1,179.22/mo
40% down$1,088.51/mo
45% down$997.80/mo
50% down$907.09/mo
6% interest
0% down$2,278.29/mo
5% down$2,164.38/mo
10% down$2,050.46/mo
15% down$1,936.55/mo
20% down$1,822.63/mo
25% down$1,708.72/mo
30% down$1,594.80/mo
35% down$1,480.89/mo
40% down$1,366.98/mo
45% down$1,253.06/mo
50% down$1,139.15/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 380,000 house with a 20% down payment?
($304,000 loan. 30 year mortgage)
0.25%$876.59
0.50%$909.54
0.75%$943.27
1.00%$977.78
1.25%$1,013.09
1.50%$1,049.17
1.75%$1,086.02
2.00%$1,123.64
2.25%$1,162.03
2.50%$1,201.17
2.75%$1,241.05
3.00%$1,281.68
3.25%$1,323.03
3.50%$1,365.10
3.75%$1,407.87
4.00%$1,451.34
4.25%$1,495.50
4.50%$1,540.32
4.75%$1,585.81
5.00%$1,631.94
5.25%$1,678.70
5.50%$1,726.08
5.75%$1,774.06
6.00%$1,822.63
6.25%$1,871.78
6.50%$1,921.49
6.75%$1,971.74
7.00%$2,022.52
7.25%$2,073.82
7.50%$2,125.61
7.75%$2,177.89
8.00%$2,230.64
8.25%$2,283.85
8.50%$2,337.50
8.75%$2,391.57
9.00%$2,446.05
9.25%$2,500.93
9.50%$2,556.20
9.75%$2,611.83
10.00%$2,667.82
10.25%$2,724.15
10.50%$2,780.81
10.75%$2,837.78
11.00%$2,895.06
11.25%$2,952.63
11.50%$3,010.49
11.75%$3,068.61
12.00%$3,126.98