$378,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $378k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 378,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $378,000 house.
2% interest
0% down$1,397.16/mo
5% down$1,327.30/mo
10% down$1,257.45/mo
15% down$1,187.59/mo
20% down$1,117.73/mo
25% down$1,047.87/mo
30% down$978.01/mo
35% down$908.16/mo
40% down$838.30/mo
45% down$768.44/mo
50% down$698.58/mo
4% interest
0% down$1,804.63/mo
5% down$1,714.40/mo
10% down$1,624.17/mo
15% down$1,533.94/mo
20% down$1,443.70/mo
25% down$1,353.47/mo
30% down$1,263.24/mo
35% down$1,173.01/mo
40% down$1,082.78/mo
45% down$992.55/mo
50% down$902.31/mo
6% interest
0% down$2,266.30/mo
5% down$2,152.99/mo
10% down$2,039.67/mo
15% down$1,926.36/mo
20% down$1,813.04/mo
25% down$1,699.73/mo
30% down$1,586.41/mo
35% down$1,473.10/mo
40% down$1,359.78/mo
45% down$1,246.47/mo
50% down$1,133.15/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 378,000 house with a 20% down payment?
($302,400 loan. 30 year mortgage)
0.25%$871.98
0.50%$904.75
0.75%$938.30
1.00%$972.64
1.25%$1,007.75
1.50%$1,043.64
1.75%$1,080.30
2.00%$1,117.73
2.25%$1,155.91
2.50%$1,194.85
2.75%$1,234.52
3.00%$1,274.93
3.25%$1,316.06
3.50%$1,357.91
3.75%$1,400.46
4.00%$1,443.70
4.25%$1,487.63
4.50%$1,532.22
4.75%$1,577.46
5.00%$1,623.35
5.25%$1,669.86
5.50%$1,716.99
5.75%$1,764.72
6.00%$1,813.04
6.25%$1,861.93
6.50%$1,911.37
6.75%$1,961.36
7.00%$2,011.87
7.25%$2,062.90
7.50%$2,114.42
7.75%$2,166.43
8.00%$2,218.90
8.25%$2,271.83
8.50%$2,325.19
8.75%$2,378.98
9.00%$2,433.18
9.25%$2,487.77
9.50%$2,542.74
9.75%$2,598.08
10.00%$2,653.78
10.25%$2,709.81
10.50%$2,766.17
10.75%$2,822.85
11.00%$2,879.83
11.25%$2,937.09
11.50%$2,994.64
11.75%$3,052.46
12.00%$3,110.52