Use the mortgage calculator to calculate the cost of buying a $376k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 376,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $376,000 house.
$376,000 Home at 2%
| 0% down | $1,389.77/mo |
| 5% down | $1,320.28/mo |
| 10% down | $1,250.79/mo |
| 15% down | $1,181.30/mo |
| 20% down | $1,111.82/mo |
| 25% down | $1,042.33/mo |
| 30% down | $972.84/mo |
| 35% down | $903.35/mo |
| 40% down | $833.86/mo |
| 45% down | $764.37/mo |
| 50% down | $694.88/mo |
$376,000 Home at 4%
| 0% down | $1,795.08/mo |
| 5% down | $1,705.33/mo |
| 10% down | $1,615.57/mo |
| 15% down | $1,525.82/mo |
| 20% down | $1,436.07/mo |
| 25% down | $1,346.31/mo |
| 30% down | $1,256.56/mo |
| 35% down | $1,166.80/mo |
| 40% down | $1,077.05/mo |
| 45% down | $987.29/mo |
| 50% down | $897.54/mo |
$376,000 Home at 6%
| 0% down | $2,254.31/mo |
| 5% down | $2,141.59/mo |
| 10% down | $2,028.88/mo |
| 15% down | $1,916.16/mo |
| 20% down | $1,803.45/mo |
| 25% down | $1,690.73/mo |
| 30% down | $1,578.02/mo |
| 35% down | $1,465.30/mo |
| 40% down | $1,352.59/mo |
| 45% down | $1,239.87/mo |
| 50% down | $1,127.15/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.