$375,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $375k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 375,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $375,000 house.
2% interest
0% down$1,386.07/mo
5% down$1,316.77/mo
10% down$1,247.47/mo
15% down$1,178.16/mo
20% down$1,108.86/mo
25% down$1,039.55/mo
30% down$970.25/mo
35% down$900.95/mo
40% down$831.64/mo
45% down$762.34/mo
50% down$693.04/mo
4% interest
0% down$1,790.31/mo
5% down$1,700.79/mo
10% down$1,611.28/mo
15% down$1,521.76/mo
20% down$1,432.25/mo
25% down$1,342.73/mo
30% down$1,253.22/mo
35% down$1,163.70/mo
40% down$1,074.18/mo
45% down$984.67/mo
50% down$895.15/mo
6% interest
0% down$2,248.31/mo
5% down$2,135.90/mo
10% down$2,023.48/mo
15% down$1,911.07/mo
20% down$1,798.65/mo
25% down$1,686.24/mo
30% down$1,573.82/mo
35% down$1,461.40/mo
40% down$1,348.99/mo
45% down$1,236.57/mo
50% down$1,124.16/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 375,000 house with a 20% down payment?
($300,000 loan. 30 year mortgage)
0.25%$865.06
0.50%$897.57
0.75%$930.86
1.00%$964.92
1.25%$999.76
1.50%$1,035.36
1.75%$1,071.73
2.00%$1,108.86
2.25%$1,146.74
2.50%$1,185.36
2.75%$1,224.72
3.00%$1,264.81
3.25%$1,305.62
3.50%$1,347.13
3.75%$1,389.35
4.00%$1,432.25
4.25%$1,475.82
4.50%$1,520.06
4.75%$1,564.94
5.00%$1,610.46
5.25%$1,656.61
5.50%$1,703.37
5.75%$1,750.72
6.00%$1,798.65
6.25%$1,847.15
6.50%$1,896.20
6.75%$1,945.79
7.00%$1,995.91
7.25%$2,046.53
7.50%$2,097.64
7.75%$2,149.24
8.00%$2,201.29
8.25%$2,253.80
8.50%$2,306.74
8.75%$2,360.10
9.00%$2,413.87
9.25%$2,468.03
9.50%$2,522.56
9.75%$2,577.46
10.00%$2,632.71
10.25%$2,688.30
10.50%$2,744.22
10.75%$2,800.44
11.00%$2,856.97
11.25%$2,913.78
11.50%$2,970.87
11.75%$3,028.23
12.00%$3,085.84