$374,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $374k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 374,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $374,000 house.
2% interest
0% down$1,382.38/mo
5% down$1,313.26/mo
10% down$1,244.14/mo
15% down$1,175.02/mo
20% down$1,105.90/mo
25% down$1,036.78/mo
30% down$967.66/mo
35% down$898.54/mo
40% down$829.43/mo
45% down$760.31/mo
50% down$691.19/mo
4% interest
0% down$1,785.53/mo
5% down$1,696.26/mo
10% down$1,606.98/mo
15% down$1,517.70/mo
20% down$1,428.43/mo
25% down$1,339.15/mo
30% down$1,249.87/mo
35% down$1,160.60/mo
40% down$1,071.32/mo
45% down$982.04/mo
50% down$892.77/mo
6% interest
0% down$2,242.32/mo
5% down$2,130.20/mo
10% down$2,018.09/mo
15% down$1,905.97/mo
20% down$1,793.86/mo
25% down$1,681.74/mo
30% down$1,569.62/mo
35% down$1,457.51/mo
40% down$1,345.39/mo
45% down$1,233.28/mo
50% down$1,121.16/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 374,000 house with a 20% down payment?
($299,200 loan. 30 year mortgage)
0.25%$862.75
0.50%$895.18
0.75%$928.37
1.00%$962.35
1.25%$997.09
1.50%$1,032.60
1.75%$1,068.87
2.00%$1,105.90
2.25%$1,143.68
2.50%$1,182.20
2.75%$1,221.46
3.00%$1,261.44
3.25%$1,302.14
3.50%$1,343.54
3.75%$1,385.64
4.00%$1,428.43
4.25%$1,471.88
4.50%$1,516.00
4.75%$1,560.77
5.00%$1,606.17
5.25%$1,652.19
5.50%$1,698.82
5.75%$1,746.05
6.00%$1,793.86
6.25%$1,842.23
6.50%$1,891.15
6.75%$1,940.61
7.00%$1,990.59
7.25%$2,041.07
7.50%$2,092.05
7.75%$2,143.51
8.00%$2,195.42
8.25%$2,247.79
8.50%$2,300.59
8.75%$2,353.81
9.00%$2,407.43
9.25%$2,461.44
9.50%$2,515.84
9.75%$2,570.59
10.00%$2,625.69
10.25%$2,681.14
10.50%$2,736.90
10.75%$2,792.98
11.00%$2,849.35
11.25%$2,906.01
11.50%$2,962.95
11.75%$3,020.15
12.00%$3,077.61