$370,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $370k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 370,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $370,000 house.
2% interest
0% down$1,367.59/mo
5% down$1,299.21/mo
10% down$1,230.83/mo
15% down$1,162.45/mo
20% down$1,094.07/mo
25% down$1,025.69/mo
30% down$957.31/mo
35% down$888.93/mo
40% down$820.56/mo
45% down$752.18/mo
50% down$683.80/mo
4% interest
0% down$1,766.44/mo
5% down$1,678.11/mo
10% down$1,589.79/mo
15% down$1,501.47/mo
20% down$1,413.15/mo
25% down$1,324.83/mo
30% down$1,236.51/mo
35% down$1,148.18/mo
40% down$1,059.86/mo
45% down$971.54/mo
50% down$883.22/mo
6% interest
0% down$2,218.34/mo
5% down$2,107.42/mo
10% down$1,996.50/mo
15% down$1,885.59/mo
20% down$1,774.67/mo
25% down$1,663.75/mo
30% down$1,552.84/mo
35% down$1,441.92/mo
40% down$1,331.00/mo
45% down$1,220.09/mo
50% down$1,109.17/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 370,000 house with a 20% down payment?
($296,000 loan. 30 year mortgage)
0.25%$853.53
0.50%$885.60
0.75%$918.44
1.00%$952.05
1.25%$986.42
1.50%$1,021.56
1.75%$1,057.44
2.00%$1,094.07
2.25%$1,131.45
2.50%$1,169.56
2.75%$1,208.39
3.00%$1,247.95
3.25%$1,288.21
3.50%$1,329.17
3.75%$1,370.82
4.00%$1,413.15
4.25%$1,456.14
4.50%$1,499.79
4.75%$1,544.08
5.00%$1,588.99
5.25%$1,634.52
5.50%$1,680.66
5.75%$1,727.38
6.00%$1,774.67
6.25%$1,822.52
6.50%$1,870.92
6.75%$1,919.85
7.00%$1,969.30
7.25%$2,019.24
7.50%$2,069.67
7.75%$2,120.58
8.00%$2,171.94
8.25%$2,223.75
8.50%$2,275.98
8.75%$2,328.63
9.00%$2,381.68
9.25%$2,435.12
9.50%$2,488.93
9.75%$2,543.10
10.00%$2,597.61
10.25%$2,652.46
10.50%$2,707.63
10.75%$2,763.10
11.00%$2,818.88
11.25%$2,874.93
11.50%$2,931.26
11.75%$2,987.85
12.00%$3,044.69