$365,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $365k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 365,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $365,000 house.
2% interest
0% down$1,349.11/mo
5% down$1,281.66/mo
10% down$1,214.20/mo
15% down$1,146.74/mo
20% down$1,079.29/mo
25% down$1,011.83/mo
30% down$944.38/mo
35% down$876.92/mo
40% down$809.47/mo
45% down$742.01/mo
50% down$674.56/mo
4% interest
0% down$1,742.57/mo
5% down$1,655.44/mo
10% down$1,568.31/mo
15% down$1,481.18/mo
20% down$1,394.05/mo
25% down$1,306.92/mo
30% down$1,219.80/mo
35% down$1,132.67/mo
40% down$1,045.54/mo
45% down$958.41/mo
50% down$871.28/mo
6% interest
0% down$2,188.36/mo
5% down$2,078.94/mo
10% down$1,969.52/mo
15% down$1,860.11/mo
20% down$1,750.69/mo
25% down$1,641.27/mo
30% down$1,531.85/mo
35% down$1,422.43/mo
40% down$1,313.02/mo
45% down$1,203.60/mo
50% down$1,094.18/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 365,000 house with a 20% down payment?
($292,000 loan. 30 year mortgage)
0.25%$841.99
0.50%$873.63
0.75%$906.03
1.00%$939.19
1.25%$973.09
1.50%$1,007.75
1.75%$1,043.15
2.00%$1,079.29
2.25%$1,116.16
2.50%$1,153.75
2.75%$1,192.06
3.00%$1,231.08
3.25%$1,270.80
3.50%$1,311.21
3.75%$1,352.30
4.00%$1,394.05
4.25%$1,436.46
4.50%$1,479.52
4.75%$1,523.21
5.00%$1,567.52
5.25%$1,612.43
5.50%$1,657.94
5.75%$1,704.03
6.00%$1,750.69
6.25%$1,797.89
6.50%$1,845.64
6.75%$1,893.91
7.00%$1,942.68
7.25%$1,991.95
7.50%$2,041.71
7.75%$2,091.92
8.00%$2,142.59
8.25%$2,193.70
8.50%$2,245.23
8.75%$2,297.17
9.00%$2,349.50
9.25%$2,402.21
9.50%$2,455.29
9.75%$2,508.73
10.00%$2,562.51
10.25%$2,616.62
10.50%$2,671.04
10.75%$2,725.77
11.00%$2,780.78
11.25%$2,836.08
11.50%$2,891.65
11.75%$2,947.48
12.00%$3,003.55