$364,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $364k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 364,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $364,000 house.
2% interest
0% down$1,345.41/mo
5% down$1,278.14/mo
10% down$1,210.87/mo
15% down$1,143.60/mo
20% down$1,076.33/mo
25% down$1,009.06/mo
30% down$941.79/mo
35% down$874.52/mo
40% down$807.25/mo
45% down$739.98/mo
50% down$672.71/mo
4% interest
0% down$1,737.79/mo
5% down$1,650.90/mo
10% down$1,564.01/mo
15% down$1,477.12/mo
20% down$1,390.23/mo
25% down$1,303.34/mo
30% down$1,216.45/mo
35% down$1,129.56/mo
40% down$1,042.68/mo
45% down$955.79/mo
50% down$868.90/mo
6% interest
0% down$2,182.36/mo
5% down$2,073.25/mo
10% down$1,964.13/mo
15% down$1,855.01/mo
20% down$1,745.89/mo
25% down$1,636.77/mo
30% down$1,527.65/mo
35% down$1,418.54/mo
40% down$1,309.42/mo
45% down$1,200.30/mo
50% down$1,091.18/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 364,000 house with a 20% down payment?
($291,200 loan. 30 year mortgage)
0.25%$839.69
0.50%$871.24
0.75%$903.55
1.00%$936.61
1.25%$970.43
1.50%$1,004.99
1.75%$1,040.29
2.00%$1,076.33
2.25%$1,113.10
2.50%$1,150.59
2.75%$1,188.80
3.00%$1,227.71
3.25%$1,267.32
3.50%$1,307.62
3.75%$1,348.59
4.00%$1,390.23
4.25%$1,432.53
4.50%$1,475.47
4.75%$1,519.04
5.00%$1,563.22
5.25%$1,608.02
5.50%$1,653.40
5.75%$1,699.36
6.00%$1,745.89
6.25%$1,792.97
6.50%$1,840.58
6.75%$1,888.72
7.00%$1,937.36
7.25%$1,986.50
7.50%$2,036.11
7.75%$2,086.19
8.00%$2,136.72
8.25%$2,187.69
8.50%$2,239.08
8.75%$2,290.87
9.00%$2,343.06
9.25%$2,395.63
9.50%$2,448.57
9.75%$2,501.86
10.00%$2,555.49
10.25%$2,609.45
10.50%$2,663.72
10.75%$2,718.30
11.00%$2,773.17
11.25%$2,828.31
11.50%$2,883.73
11.75%$2,939.40
12.00%$2,995.32