$362,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $362k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 362,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $362,000 house.
2% interest
0% down$1,338.02/mo
5% down$1,271.12/mo
10% down$1,204.22/mo
15% down$1,137.32/mo
20% down$1,070.42/mo
25% down$1,003.52/mo
30% down$936.62/mo
35% down$869.71/mo
40% down$802.81/mo
45% down$735.91/mo
50% down$669.01/mo
4% interest
0% down$1,728.24/mo
5% down$1,641.83/mo
10% down$1,555.42/mo
15% down$1,469.01/mo
20% down$1,382.59/mo
25% down$1,296.18/mo
30% down$1,209.77/mo
35% down$1,123.36/mo
40% down$1,036.95/mo
45% down$950.53/mo
50% down$864.12/mo
6% interest
0% down$2,170.37/mo
5% down$2,061.85/mo
10% down$1,953.34/mo
15% down$1,844.82/mo
20% down$1,736.30/mo
25% down$1,627.78/mo
30% down$1,519.26/mo
35% down$1,410.74/mo
40% down$1,302.22/mo
45% down$1,193.71/mo
50% down$1,085.19/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 362,000 house with a 20% down payment?
($289,600 loan. 30 year mortgage)
0.25%$835.07
0.50%$866.45
0.75%$898.59
1.00%$931.47
1.25%$965.10
1.50%$999.47
1.75%$1,034.58
2.00%$1,070.42
2.25%$1,106.98
2.50%$1,144.27
2.75%$1,182.27
3.00%$1,220.97
3.25%$1,260.36
3.50%$1,300.43
3.75%$1,341.18
4.00%$1,382.59
4.25%$1,424.66
4.50%$1,467.36
4.75%$1,510.69
5.00%$1,554.64
5.25%$1,599.18
5.50%$1,644.32
5.75%$1,690.03
6.00%$1,736.30
6.25%$1,783.12
6.50%$1,830.47
6.75%$1,878.34
7.00%$1,926.72
7.25%$1,975.58
7.50%$2,024.93
7.75%$2,074.73
8.00%$2,124.98
8.25%$2,175.67
8.50%$2,226.77
8.75%$2,278.28
9.00%$2,330.19
9.25%$2,382.47
9.50%$2,435.11
9.75%$2,488.11
10.00%$2,541.45
10.25%$2,595.11
10.50%$2,649.08
10.75%$2,703.36
11.00%$2,757.93
11.25%$2,812.77
11.50%$2,867.88
11.75%$2,923.25
12.00%$2,978.86