$357,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $357k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 357,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $357,000 house.
2% interest
0% down$1,319.54/mo
5% down$1,253.56/mo
10% down$1,187.59/mo
15% down$1,121.61/mo
20% down$1,055.63/mo
25% down$989.66/mo
30% down$923.68/mo
35% down$857.70/mo
40% down$791.72/mo
45% down$725.75/mo
50% down$659.77/mo
4% interest
0% down$1,704.37/mo
5% down$1,619.15/mo
10% down$1,533.94/mo
15% down$1,448.72/mo
20% down$1,363.50/mo
25% down$1,278.28/mo
30% down$1,193.06/mo
35% down$1,107.84/mo
40% down$1,022.62/mo
45% down$937.40/mo
50% down$852.19/mo
6% interest
0% down$2,140.40/mo
5% down$2,033.38/mo
10% down$1,926.36/mo
15% down$1,819.34/mo
20% down$1,712.32/mo
25% down$1,605.30/mo
30% down$1,498.28/mo
35% down$1,391.26/mo
40% down$1,284.24/mo
45% down$1,177.22/mo
50% down$1,070.20/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 357,000 house with a 20% down payment?
($285,600 loan. 30 year mortgage)
0.25%$823.54
0.50%$854.49
0.75%$886.17
1.00%$918.60
1.25%$951.77
1.50%$985.66
1.75%$1,020.29
2.00%$1,055.63
2.25%$1,091.69
2.50%$1,128.47
2.75%$1,165.94
3.00%$1,204.10
3.25%$1,242.95
3.50%$1,282.47
3.75%$1,322.66
4.00%$1,363.50
4.25%$1,404.98
4.50%$1,447.09
4.75%$1,489.82
5.00%$1,533.16
5.25%$1,577.09
5.50%$1,621.61
5.75%$1,666.68
6.00%$1,712.32
6.25%$1,758.49
6.50%$1,805.19
6.75%$1,852.40
7.00%$1,900.10
7.25%$1,948.30
7.50%$1,996.96
7.75%$2,046.07
8.00%$2,095.63
8.25%$2,145.62
8.50%$2,196.02
8.75%$2,246.82
9.00%$2,298.00
9.25%$2,349.56
9.50%$2,401.48
9.75%$2,453.75
10.00%$2,506.34
10.25%$2,559.27
10.50%$2,612.50
10.75%$2,666.02
11.00%$2,719.84
11.25%$2,773.92
11.50%$2,828.27
11.75%$2,882.87
12.00%$2,937.72