$356,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $356k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 356,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $356,000 house.
2% interest
0% down$1,315.85/mo
5% down$1,250.05/mo
10% down$1,184.26/mo
15% down$1,118.47/mo
20% down$1,052.68/mo
25% down$986.88/mo
30% down$921.09/mo
35% down$855.30/mo
40% down$789.51/mo
45% down$723.71/mo
50% down$657.92/mo
4% interest
0% down$1,699.60/mo
5% down$1,614.62/mo
10% down$1,529.64/mo
15% down$1,444.66/mo
20% down$1,359.68/mo
25% down$1,274.70/mo
30% down$1,189.72/mo
35% down$1,104.74/mo
40% down$1,019.76/mo
45% down$934.78/mo
50% down$849.80/mo
6% interest
0% down$2,134.40/mo
5% down$2,027.68/mo
10% down$1,920.96/mo
15% down$1,814.24/mo
20% down$1,707.52/mo
25% down$1,600.80/mo
30% down$1,494.08/mo
35% down$1,387.36/mo
40% down$1,280.64/mo
45% down$1,173.92/mo
50% down$1,067.20/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 356,000 house with a 20% down payment?
($284,800 loan. 30 year mortgage)
0.25%$821.23
0.50%$852.09
0.75%$883.69
1.00%$916.03
1.25%$949.10
1.50%$982.90
1.75%$1,017.43
2.00%$1,052.68
2.25%$1,088.64
2.50%$1,125.30
2.75%$1,162.67
3.00%$1,200.73
3.25%$1,239.47
3.50%$1,278.88
3.75%$1,318.95
4.00%$1,359.68
4.25%$1,401.04
4.50%$1,443.04
4.75%$1,485.65
5.00%$1,528.87
5.25%$1,572.68
5.50%$1,617.06
5.75%$1,662.02
6.00%$1,707.52
6.25%$1,753.56
6.50%$1,800.13
6.75%$1,847.21
7.00%$1,894.78
7.25%$1,942.84
7.50%$1,991.36
7.75%$2,040.34
8.00%$2,089.76
8.25%$2,139.61
8.50%$2,189.87
8.75%$2,240.52
9.00%$2,291.57
9.25%$2,342.98
9.50%$2,394.75
9.75%$2,446.87
10.00%$2,499.32
10.25%$2,552.10
10.50%$2,605.18
10.75%$2,658.55
11.00%$2,712.22
11.25%$2,766.15
11.50%$2,820.35
11.75%$2,874.80
12.00%$2,929.49