$353,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $353k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 353,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $353,000 house.
2% interest
0% down$1,304.76/mo
5% down$1,239.52/mo
10% down$1,174.28/mo
15% down$1,109.04/mo
20% down$1,043.81/mo
25% down$978.57/mo
30% down$913.33/mo
35% down$848.09/mo
40% down$782.85/mo
45% down$717.62/mo
50% down$652.38/mo
4% interest
0% down$1,685.28/mo
5% down$1,601.01/mo
10% down$1,516.75/mo
15% down$1,432.48/mo
20% down$1,348.22/mo
25% down$1,263.96/mo
30% down$1,179.69/mo
35% down$1,095.43/mo
40% down$1,011.17/mo
45% down$926.90/mo
50% down$842.64/mo
6% interest
0% down$2,116.41/mo
5% down$2,010.59/mo
10% down$1,904.77/mo
15% down$1,798.95/mo
20% down$1,693.13/mo
25% down$1,587.31/mo
30% down$1,481.49/mo
35% down$1,375.67/mo
40% down$1,269.85/mo
45% down$1,164.03/mo
50% down$1,058.21/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 353,000 house with a 20% down payment?
($282,400 loan. 30 year mortgage)
0.25%$814.31
0.50%$844.91
0.75%$876.25
1.00%$908.31
1.25%$941.10
1.50%$974.62
1.75%$1,008.86
2.00%$1,043.81
2.25%$1,079.46
2.50%$1,115.82
2.75%$1,152.87
3.00%$1,190.61
3.25%$1,229.02
3.50%$1,268.10
3.75%$1,307.84
4.00%$1,348.22
4.25%$1,389.24
4.50%$1,430.88
4.75%$1,473.13
5.00%$1,515.98
5.25%$1,559.42
5.50%$1,603.44
5.75%$1,648.01
6.00%$1,693.13
6.25%$1,738.79
6.50%$1,784.96
6.75%$1,831.64
7.00%$1,878.81
7.25%$1,926.47
7.50%$1,974.58
7.75%$2,023.15
8.00%$2,072.15
8.25%$2,121.58
8.50%$2,171.41
8.75%$2,221.64
9.00%$2,272.25
9.25%$2,323.24
9.50%$2,374.57
9.75%$2,426.25
10.00%$2,478.26
10.25%$2,530.59
10.50%$2,583.22
10.75%$2,636.15
11.00%$2,689.36
11.25%$2,742.84
11.50%$2,796.58
11.75%$2,850.57
12.00%$2,904.80