$349,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $349k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 349,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $349,000 house.
2% interest
0% down$1,289.97/mo
5% down$1,225.47/mo
10% down$1,160.97/mo
15% down$1,096.48/mo
20% down$1,031.98/mo
25% down$967.48/mo
30% down$902.98/mo
35% down$838.48/mo
40% down$773.98/mo
45% down$709.48/mo
50% down$644.99/mo
4% interest
0% down$1,666.18/mo
5% down$1,582.87/mo
10% down$1,499.56/mo
15% down$1,416.25/mo
20% down$1,332.94/mo
25% down$1,249.63/mo
30% down$1,166.33/mo
35% down$1,083.02/mo
40% down$999.71/mo
45% down$916.40/mo
50% down$833.09/mo
6% interest
0% down$2,092.43/mo
5% down$1,987.81/mo
10% down$1,883.19/mo
15% down$1,778.57/mo
20% down$1,673.95/mo
25% down$1,569.32/mo
30% down$1,464.70/mo
35% down$1,360.08/mo
40% down$1,255.46/mo
45% down$1,150.84/mo
50% down$1,046.22/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 349,000 house with a 20% down payment?
($279,200 loan. 30 year mortgage)
0.25%$805.08
0.50%$835.34
0.75%$866.32
1.00%$898.02
1.25%$930.44
1.50%$963.58
1.75%$997.42
2.00%$1,031.98
2.25%$1,067.23
2.50%$1,103.18
2.75%$1,139.81
3.00%$1,177.12
3.25%$1,215.10
3.50%$1,253.73
3.75%$1,293.02
4.00%$1,332.94
4.25%$1,373.50
4.50%$1,414.67
4.75%$1,456.44
5.00%$1,498.81
5.25%$1,541.75
5.50%$1,585.27
5.75%$1,629.34
6.00%$1,673.95
6.25%$1,719.08
6.50%$1,764.73
6.75%$1,810.89
7.00%$1,857.52
7.25%$1,904.64
7.50%$1,952.21
7.75%$2,000.22
8.00%$2,048.67
8.25%$2,097.54
8.50%$2,146.81
8.75%$2,196.47
9.00%$2,246.51
9.25%$2,296.91
9.50%$2,347.66
9.75%$2,398.76
10.00%$2,450.18
10.25%$2,501.91
10.50%$2,553.95
10.75%$2,606.28
11.00%$2,658.89
11.25%$2,711.76
11.50%$2,764.89
11.75%$2,818.27
12.00%$2,871.89