$346,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $346k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 346,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $346,000 house.
2% interest
0% down$1,278.88/mo
5% down$1,214.94/mo
10% down$1,151.00/mo
15% down$1,087.05/mo
20% down$1,023.11/mo
25% down$959.16/mo
30% down$895.22/mo
35% down$831.27/mo
40% down$767.33/mo
45% down$703.39/mo
50% down$639.44/mo
4% interest
0% down$1,651.86/mo
5% down$1,569.26/mo
10% down$1,486.67/mo
15% down$1,404.08/mo
20% down$1,321.49/mo
25% down$1,238.89/mo
30% down$1,156.30/mo
35% down$1,073.71/mo
40% down$991.11/mo
45% down$908.52/mo
50% down$825.93/mo
6% interest
0% down$2,074.44/mo
5% down$1,970.72/mo
10% down$1,867.00/mo
15% down$1,763.28/mo
20% down$1,659.56/mo
25% down$1,555.83/mo
30% down$1,452.11/mo
35% down$1,348.39/mo
40% down$1,244.67/mo
45% down$1,140.94/mo
50% down$1,037.22/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 346,000 house with a 20% down payment?
($276,800 loan. 30 year mortgage)
0.25%$798.16
0.50%$828.16
0.75%$858.87
1.00%$890.30
1.25%$922.44
1.50%$955.29
1.75%$988.85
2.00%$1,023.11
2.25%$1,058.06
2.50%$1,093.69
2.75%$1,130.01
3.00%$1,167.00
3.25%$1,204.65
3.50%$1,242.96
3.75%$1,281.90
4.00%$1,321.49
4.25%$1,361.69
4.50%$1,402.50
4.75%$1,443.92
5.00%$1,485.92
5.25%$1,528.50
5.50%$1,571.64
5.75%$1,615.33
6.00%$1,659.56
6.25%$1,704.31
6.50%$1,749.56
6.75%$1,795.32
7.00%$1,841.56
7.25%$1,888.26
7.50%$1,935.43
7.75%$1,983.03
8.00%$2,031.06
8.25%$2,079.51
8.50%$2,128.35
8.75%$2,177.59
9.00%$2,227.20
9.25%$2,277.17
9.50%$2,327.48
9.75%$2,378.14
10.00%$2,429.12
10.25%$2,480.41
10.50%$2,532.00
10.75%$2,583.88
11.00%$2,636.03
11.25%$2,688.45
11.50%$2,741.13
11.75%$2,794.05
12.00%$2,847.20