$343,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $343k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 343,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $343,000 house.
2% interest
0% down$1,267.79/mo
5% down$1,204.41/mo
10% down$1,141.02/mo
15% down$1,077.63/mo
20% down$1,014.24/mo
25% down$950.85/mo
30% down$887.46/mo
35% down$824.07/mo
40% down$760.68/mo
45% down$697.29/mo
50% down$633.90/mo
4% interest
0% down$1,637.53/mo
5% down$1,555.66/mo
10% down$1,473.78/mo
15% down$1,391.90/mo
20% down$1,310.03/mo
25% down$1,228.15/mo
30% down$1,146.27/mo
35% down$1,064.40/mo
40% down$982.52/mo
45% down$900.64/mo
50% down$818.77/mo
6% interest
0% down$2,056.46/mo
5% down$1,953.64/mo
10% down$1,850.81/mo
15% down$1,747.99/mo
20% down$1,645.17/mo
25% down$1,542.34/mo
30% down$1,439.52/mo
35% down$1,336.70/mo
40% down$1,233.87/mo
45% down$1,131.05/mo
50% down$1,028.23/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 343,000 house with a 20% down payment?
($274,400 loan. 30 year mortgage)
0.25%$791.24
0.50%$820.98
0.75%$851.42
1.00%$882.58
1.25%$914.44
1.50%$947.01
1.75%$980.28
2.00%$1,014.24
2.25%$1,048.88
2.50%$1,084.21
2.75%$1,120.21
3.00%$1,156.88
3.25%$1,194.21
3.50%$1,232.18
3.75%$1,270.79
4.00%$1,310.03
4.25%$1,349.88
4.50%$1,390.34
4.75%$1,431.40
5.00%$1,473.04
5.25%$1,515.25
5.50%$1,558.01
5.75%$1,601.32
6.00%$1,645.17
6.25%$1,689.53
6.50%$1,734.39
6.75%$1,779.75
7.00%$1,825.59
7.25%$1,871.89
7.50%$1,918.64
7.75%$1,965.84
8.00%$2,013.45
8.25%$2,061.48
8.50%$2,109.90
8.75%$2,158.71
9.00%$2,207.88
9.25%$2,257.42
9.50%$2,307.30
9.75%$2,357.52
10.00%$2,408.06
10.25%$2,458.90
10.50%$2,510.04
10.75%$2,561.47
11.00%$2,613.18
11.25%$2,665.14
11.50%$2,717.36
11.75%$2,769.82
12.00%$2,822.51