$341,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $341k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 341,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $341,000 house.
2% interest
0% down$1,260.40/mo
5% down$1,197.38/mo
10% down$1,134.36/mo
15% down$1,071.34/mo
20% down$1,008.32/mo
25% down$945.30/mo
30% down$882.28/mo
35% down$819.26/mo
40% down$756.24/mo
45% down$693.22/mo
50% down$630.20/mo
4% interest
0% down$1,627.99/mo
5% down$1,546.59/mo
10% down$1,465.19/mo
15% down$1,383.79/mo
20% down$1,302.39/mo
25% down$1,220.99/mo
30% down$1,139.59/mo
35% down$1,058.19/mo
40% down$976.79/mo
45% down$895.39/mo
50% down$813.99/mo
6% interest
0% down$2,044.47/mo
5% down$1,942.24/mo
10% down$1,840.02/mo
15% down$1,737.80/mo
20% down$1,635.57/mo
25% down$1,533.35/mo
30% down$1,431.13/mo
35% down$1,328.90/mo
40% down$1,226.68/mo
45% down$1,124.46/mo
50% down$1,022.23/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 341,000 house with a 20% down payment?
($272,800 loan. 30 year mortgage)
0.25%$786.63
0.50%$816.19
0.75%$846.46
1.00%$877.43
1.25%$909.11
1.50%$941.49
1.75%$974.56
2.00%$1,008.32
2.25%$1,042.77
2.50%$1,077.89
2.75%$1,113.68
3.00%$1,150.14
3.25%$1,187.24
3.50%$1,224.99
3.75%$1,263.38
4.00%$1,302.39
4.25%$1,342.01
4.50%$1,382.24
4.75%$1,423.05
5.00%$1,464.45
5.25%$1,506.41
5.50%$1,548.93
5.75%$1,591.99
6.00%$1,635.57
6.25%$1,679.68
6.50%$1,724.28
6.75%$1,769.38
7.00%$1,814.95
7.25%$1,860.98
7.50%$1,907.46
7.75%$1,954.37
8.00%$2,001.71
8.25%$2,049.46
8.50%$2,097.60
8.75%$2,146.12
9.00%$2,195.01
9.25%$2,244.26
9.50%$2,293.85
9.75%$2,343.77
10.00%$2,394.02
10.25%$2,444.56
10.50%$2,495.41
10.75%$2,546.54
11.00%$2,597.94
11.25%$2,649.60
11.50%$2,701.52
11.75%$2,753.67
12.00%$2,806.06