$332,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $332k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 332,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $332,000 house.
2% interest
0% down$1,227.14/mo
5% down$1,165.78/mo
10% down$1,104.42/mo
15% down$1,043.07/mo
20% down$981.71/mo
25% down$920.35/mo
30% down$859.00/mo
35% down$797.64/mo
40% down$736.28/mo
45% down$674.93/mo
50% down$613.57/mo
4% interest
0% down$1,585.02/mo
5% down$1,505.77/mo
10% down$1,426.52/mo
15% down$1,347.27/mo
20% down$1,268.02/mo
25% down$1,188.76/mo
30% down$1,109.51/mo
35% down$1,030.26/mo
40% down$951.01/mo
45% down$871.76/mo
50% down$792.51/mo
6% interest
0% down$1,990.51/mo
5% down$1,890.98/mo
10% down$1,791.46/mo
15% down$1,691.93/mo
20% down$1,592.41/mo
25% down$1,492.88/mo
30% down$1,393.36/mo
35% down$1,293.83/mo
40% down$1,194.30/mo
45% down$1,094.78/mo
50% down$995.25/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 332,000 house with a 20% down payment?
($265,600 loan. 30 year mortgage)
0.25%$765.87
0.50%$794.65
0.75%$824.12
1.00%$854.27
1.25%$885.12
1.50%$916.64
1.75%$948.84
2.00%$981.71
2.25%$1,015.25
2.50%$1,049.44
2.75%$1,084.29
3.00%$1,119.78
3.25%$1,155.91
3.50%$1,192.66
3.75%$1,230.04
4.00%$1,268.02
4.25%$1,306.59
4.50%$1,345.76
4.75%$1,385.50
5.00%$1,425.80
5.25%$1,466.65
5.50%$1,508.05
5.75%$1,549.97
6.00%$1,592.41
6.25%$1,635.34
6.50%$1,678.77
6.75%$1,722.68
7.00%$1,767.04
7.25%$1,811.86
7.50%$1,857.11
7.75%$1,902.79
8.00%$1,948.88
8.25%$1,995.36
8.50%$2,042.23
8.75%$2,089.48
9.00%$2,137.08
9.25%$2,185.03
9.50%$2,233.31
9.75%$2,281.91
10.00%$2,330.83
10.25%$2,380.05
10.50%$2,429.55
10.75%$2,479.33
11.00%$2,529.37
11.25%$2,579.67
11.50%$2,630.21
11.75%$2,680.99
12.00%$2,732.00