$331,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $331k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 331,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $331,000 house.
2% interest
0% down$1,223.44/mo
5% down$1,162.27/mo
10% down$1,101.10/mo
15% down$1,039.92/mo
20% down$978.75/mo
25% down$917.58/mo
30% down$856.41/mo
35% down$795.24/mo
40% down$734.06/mo
45% down$672.89/mo
50% down$611.72/mo
4% interest
0% down$1,580.24/mo
5% down$1,501.23/mo
10% down$1,422.22/mo
15% down$1,343.21/mo
20% down$1,264.20/mo
25% down$1,185.18/mo
30% down$1,106.17/mo
35% down$1,027.16/mo
40% down$948.15/mo
45% down$869.13/mo
50% down$790.12/mo
6% interest
0% down$1,984.51/mo
5% down$1,885.29/mo
10% down$1,786.06/mo
15% down$1,686.84/mo
20% down$1,587.61/mo
25% down$1,488.38/mo
30% down$1,389.16/mo
35% down$1,289.93/mo
40% down$1,190.71/mo
45% down$1,091.48/mo
50% down$992.26/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 331,000 house with a 20% down payment?
($264,800 loan. 30 year mortgage)
0.25%$763.56
0.50%$792.25
0.75%$821.63
1.00%$851.70
1.25%$882.45
1.50%$913.88
1.75%$945.98
2.00%$978.75
2.25%$1,012.19
2.50%$1,046.28
2.75%$1,081.02
3.00%$1,116.41
3.25%$1,152.43
3.50%$1,189.07
3.75%$1,226.33
4.00%$1,264.20
4.25%$1,302.66
4.50%$1,341.70
4.75%$1,381.32
5.00%$1,421.50
5.25%$1,462.24
5.50%$1,503.51
5.75%$1,545.30
6.00%$1,587.61
6.25%$1,630.42
6.50%$1,673.72
6.75%$1,717.49
7.00%$1,761.72
7.25%$1,806.40
7.50%$1,851.52
7.75%$1,897.06
8.00%$1,943.01
8.25%$1,989.35
8.50%$2,036.08
8.75%$2,083.18
9.00%$2,130.64
9.25%$2,178.44
9.50%$2,226.58
9.75%$2,275.04
10.00%$2,323.81
10.25%$2,372.88
10.50%$2,422.23
10.75%$2,471.86
11.00%$2,521.75
11.25%$2,571.90
11.50%$2,622.29
11.75%$2,672.92
12.00%$2,723.77