$330,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $330k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 330,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $330,000 house.
2% interest
0% down$1,219.74/mo
5% down$1,158.76/mo
10% down$1,097.77/mo
15% down$1,036.78/mo
20% down$975.80/mo
25% down$914.81/mo
30% down$853.82/mo
35% down$792.83/mo
40% down$731.85/mo
45% down$670.86/mo
50% down$609.87/mo
4% interest
0% down$1,575.47/mo
5% down$1,496.70/mo
10% down$1,417.92/mo
15% down$1,339.15/mo
20% down$1,260.38/mo
25% down$1,181.60/mo
30% down$1,102.83/mo
35% down$1,024.06/mo
40% down$945.28/mo
45% down$866.51/mo
50% down$787.74/mo
6% interest
0% down$1,978.52/mo
5% down$1,879.59/mo
10% down$1,780.67/mo
15% down$1,681.74/mo
20% down$1,582.81/mo
25% down$1,483.89/mo
30% down$1,384.96/mo
35% down$1,286.04/mo
40% down$1,187.11/mo
45% down$1,088.18/mo
50% down$989.26/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 330,000 house with a 20% down payment?
($264,000 loan. 30 year mortgage)
0.25%$761.25
0.50%$789.86
0.75%$819.15
1.00%$849.13
1.25%$879.78
1.50%$911.12
1.75%$943.12
2.00%$975.80
2.25%$1,009.13
2.50%$1,043.12
2.75%$1,077.76
3.00%$1,113.03
3.25%$1,148.94
3.50%$1,185.48
3.75%$1,222.63
4.00%$1,260.38
4.25%$1,298.72
4.50%$1,337.65
4.75%$1,377.15
5.00%$1,417.21
5.25%$1,457.82
5.50%$1,498.96
5.75%$1,540.63
6.00%$1,582.81
6.25%$1,625.49
6.50%$1,668.66
6.75%$1,712.30
7.00%$1,756.40
7.25%$1,800.95
7.50%$1,845.93
7.75%$1,891.33
8.00%$1,937.14
8.25%$1,983.34
8.50%$2,029.93
8.75%$2,076.89
9.00%$2,124.20
9.25%$2,171.86
9.50%$2,219.86
9.75%$2,268.17
10.00%$2,316.79
10.25%$2,365.71
10.50%$2,414.91
10.75%$2,464.39
11.00%$2,514.13
11.25%$2,564.13
11.50%$2,614.37
11.75%$2,664.84
12.00%$2,715.54