$329,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $329k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 329,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $329,000 house.
2% interest
0% down$1,216.05/mo
5% down$1,155.25/mo
10% down$1,094.44/mo
15% down$1,033.64/mo
20% down$972.84/mo
25% down$912.04/mo
30% down$851.23/mo
35% down$790.43/mo
40% down$729.63/mo
45% down$668.83/mo
50% down$608.02/mo
4% interest
0% down$1,570.70/mo
5% down$1,492.16/mo
10% down$1,413.63/mo
15% down$1,335.09/mo
20% down$1,256.56/mo
25% down$1,178.02/mo
30% down$1,099.49/mo
35% down$1,020.95/mo
40% down$942.42/mo
45% down$863.88/mo
50% down$785.35/mo
6% interest
0% down$1,972.52/mo
5% down$1,873.90/mo
10% down$1,775.27/mo
15% down$1,676.64/mo
20% down$1,578.02/mo
25% down$1,479.39/mo
30% down$1,380.76/mo
35% down$1,282.14/mo
40% down$1,183.51/mo
45% down$1,084.89/mo
50% down$986.26/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 329,000 house with a 20% down payment?
($263,200 loan. 30 year mortgage)
0.25%$758.95
0.50%$787.47
0.75%$816.67
1.00%$846.56
1.25%$877.12
1.50%$908.36
1.75%$940.26
2.00%$972.84
2.25%$1,006.07
2.50%$1,039.96
2.75%$1,074.49
3.00%$1,109.66
3.25%$1,145.46
3.50%$1,181.89
3.75%$1,218.92
4.00%$1,256.56
4.25%$1,294.79
4.50%$1,333.60
4.75%$1,372.98
5.00%$1,412.91
5.25%$1,453.40
5.50%$1,494.42
5.75%$1,535.96
6.00%$1,578.02
6.25%$1,620.57
6.50%$1,663.60
6.75%$1,707.11
7.00%$1,751.08
7.25%$1,795.49
7.50%$1,840.33
7.75%$1,885.60
8.00%$1,931.27
8.25%$1,977.33
8.50%$2,023.78
8.75%$2,070.60
9.00%$2,117.77
9.25%$2,165.28
9.50%$2,213.13
9.75%$2,261.29
10.00%$2,309.77
10.25%$2,358.54
10.50%$2,407.59
10.75%$2,456.92
11.00%$2,506.52
11.25%$2,556.36
11.50%$2,606.45
11.75%$2,656.77
12.00%$2,707.31