Use the mortgage calculator to calculate the cost of buying a $329k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 329,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $329,000 house.
$329,000 Home at 2%
| 0% down | $1,216.05/mo |
| 5% down | $1,155.25/mo |
| 10% down | $1,094.44/mo |
| 15% down | $1,033.64/mo |
| 20% down | $972.84/mo |
| 25% down | $912.04/mo |
| 30% down | $851.23/mo |
| 35% down | $790.43/mo |
| 40% down | $729.63/mo |
| 45% down | $668.83/mo |
| 50% down | $608.02/mo |
$329,000 Home at 4%
| 0% down | $1,570.70/mo |
| 5% down | $1,492.16/mo |
| 10% down | $1,413.63/mo |
| 15% down | $1,335.09/mo |
| 20% down | $1,256.56/mo |
| 25% down | $1,178.02/mo |
| 30% down | $1,099.49/mo |
| 35% down | $1,020.95/mo |
| 40% down | $942.42/mo |
| 45% down | $863.88/mo |
| 50% down | $785.35/mo |
$329,000 Home at 6%
| 0% down | $1,972.52/mo |
| 5% down | $1,873.90/mo |
| 10% down | $1,775.27/mo |
| 15% down | $1,676.64/mo |
| 20% down | $1,578.02/mo |
| 25% down | $1,479.39/mo |
| 30% down | $1,380.76/mo |
| 35% down | $1,282.14/mo |
| 40% down | $1,183.51/mo |
| 45% down | $1,084.89/mo |
| 50% down | $986.26/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.