$328,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $328k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 328,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $328,000 house.
2% interest
0% down$1,212.35/mo
5% down$1,151.73/mo
10% down$1,091.12/mo
15% down$1,030.50/mo
20% down$969.88/mo
25% down$909.26/mo
30% down$848.65/mo
35% down$788.03/mo
40% down$727.41/mo
45% down$666.79/mo
50% down$606.18/mo
4% interest
0% down$1,565.92/mo
5% down$1,487.63/mo
10% down$1,409.33/mo
15% down$1,331.03/mo
20% down$1,252.74/mo
25% down$1,174.44/mo
30% down$1,096.15/mo
35% down$1,017.85/mo
40% down$939.55/mo
45% down$861.26/mo
50% down$782.96/mo
6% interest
0% down$1,966.53/mo
5% down$1,868.20/mo
10% down$1,769.87/mo
15% down$1,671.55/mo
20% down$1,573.22/mo
25% down$1,474.89/mo
30% down$1,376.57/mo
35% down$1,278.24/mo
40% down$1,179.92/mo
45% down$1,081.59/mo
50% down$983.26/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 328,000 house with a 20% down payment?
($262,400 loan. 30 year mortgage)
0.25%$756.64
0.50%$785.07
0.75%$814.19
1.00%$843.98
1.25%$874.45
1.50%$905.60
1.75%$937.41
2.00%$969.88
2.25%$1,003.01
2.50%$1,036.80
2.75%$1,071.22
3.00%$1,106.29
3.25%$1,141.98
3.50%$1,178.29
3.75%$1,215.22
4.00%$1,252.74
4.25%$1,290.85
4.50%$1,329.54
4.75%$1,368.80
5.00%$1,408.62
5.25%$1,448.98
5.50%$1,489.88
5.75%$1,531.30
6.00%$1,573.22
6.25%$1,615.64
6.50%$1,658.55
6.75%$1,701.92
7.00%$1,745.75
7.25%$1,790.03
7.50%$1,834.74
7.75%$1,879.87
8.00%$1,925.40
8.25%$1,971.32
8.50%$2,017.63
8.75%$2,064.30
9.00%$2,111.33
9.25%$2,158.70
9.50%$2,206.40
9.75%$2,254.42
10.00%$2,302.75
10.25%$2,351.37
10.50%$2,400.28
10.75%$2,449.46
11.00%$2,498.90
11.25%$2,548.59
11.50%$2,598.52
11.75%$2,648.69
12.00%$2,699.08